SCHD vs SUSC
Schwab US Dividend Equity ETF vs iShares ESG Aware USD Corporate Bond ETF
Which is better, SCHD or SUSC?
Large Cap Value against Long Term Mid Quality.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SUSC |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.18% |
| AUM | $112.1B | $1.3B |
| Dividend Yield | 3.00% | 4.60% |
| Holdings | 103 | 3,990 |
| YTD Return | +23.60%Best | -1.00% |
| 1Y Return | +28.29%Best | -0.33% |
| 3Y Return (annualized) | +16.25%Best | +5.35% |
| 5Y Return (annualized) | +10.25%Best | -0.38% |
| Volatility (annualized) | 15.9% | 7.1%Best |
| Max Drawdown | -33.4% | -22.6%Best |
| $10,000 over 5 years | $16,289Best | $9,811 |
| Fund Family | Charles Schwab Asset Management | iShares by BlackRock (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | Long Term Mid Quality |
| Inception | Oct 20, 2011 | Jul 11, 2017 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jul 20, 2017 to Sep 21, 2026 (9.2 years).
SCHD vs SUSC growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.2 years both funds cover.
SCHD vs SUSC Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and iShares ESG Aware USD Corporate Bond ETF (SUSC) is an ETF from iShares by BlackRock (US). Over the past year SCHD returned +28.29% while SUSC returned -0.33%. Year to date, SCHD is up 23.60% versus a loss of 1.00% for SUSC.
Over three years, SCHD compounded at +16.25% per year against +5.35% for SUSC; over five years the annualized figures are +10.25% and -0.38% respectively. Across the full 9-year window we track, SCHD has the edge at +11.39% annualized vs +0.99%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 7.1% for SUSC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -22.6% for SUSC. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while SUSC charges 0.18%. On a $10,000 position that is $6 vs $18 annually, a gap of $12 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 4.60% for SUSC.
Holdings Overlap
At least 1.0% of SCHD's money is in holdings SUSC also owns.
Stated as a floor: for SUSC, our book for it covers 58.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 100 positions we hold weights for in SCHD and 1,538 in SUSC, against full books of 103 and 3,990.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in SUSC | Difference |
|---|---|---|---|
| ADMArcher-Daniels-Midland Co. | 0.96% | 0.01% | 0.95% |
You are not choosing between two funds in isolation.
Whichever of SCHD and SUSC you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SUSC?
SCHD has an expense ratio of 0.06% while SUSC charges 0.18%. SCHD is the cheaper option, by $12 a year on a $10,000 investment.
Which performed better, SCHD or SUSC?
Over the past year SCHD returned +28.29% vs -0.33% for SUSC, so SCHD leads on 1-year performance. Over the longest common window we track (9 years), SCHD annualized +11.39% vs +0.99% for SUSC. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SUSC?
SCHD has been the more volatile fund at 15.9% annualized versus 7.1% for SUSC. Worst drawdown: SCHD -33.4% vs SUSC -22.6%.
Should I hold both SCHD and SUSC?
SCHD and SUSC have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SUSC?
SCHD yields 3.00% while SUSC yields 4.60%, so SUSC currently pays the higher dividend yield.
Is SUSC better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.