IVV vs SYFI
iShares Core S&P 500 ETF vs AB Short Duration High Yield ETF
Which is better, IVV or SYFI?
Large Cap Blend against High Yield Bond.
IVV has a lower expense ratio. IVV led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | SYFI |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.40% |
| AUM | $882.6B | $934M |
| Dividend Yield | 1.06% | 5.99% |
| Holdings | 508 | 1,124 |
| YTD Return | +13.60%Best | +0.64% |
| 1Y Return | +16.32%Best | +1.83% |
| 3Y Return (annualized) | +23.81% | - |
| 5Y Return (annualized) | +14.03% | - |
| Volatility (annualized) | 11.7% | 2.9%Best |
| Max Drawdown | -18.8% | -4.8%Best |
| $10,000 over 2.3 years | $14,793Best | $11,266 |
| Fund Family | iShares by BlackRock (US) | AllianceBernstein L.P. |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | High Yield Bond |
| Inception | May 15, 2000 | Jun 10, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.3 years row, are measured over the window both funds cover: Jun 10, 2024 to Oct 2, 2026 (2.3 years).
IVV vs SYFI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.3 years both funds cover.
IVV vs SYFI Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and AB Short Duration High Yield ETF (SYFI) is an ETF from AllianceBernstein L.P.. Over the past year IVV returned +16.32% while SYFI returned +1.83%. Year to date, IVV is up 13.60% versus a gain of 0.64% for SYFI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 11.7% compared with 2.9% for SYFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -4.8% for SYFI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while SYFI charges 0.40%. On a $10,000 position that is $3 vs $40 annually, a gap of $37 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 5.99% for SYFI.
Holdings Overlap
At least 0.4% of IVV's money is in holdings SYFI also owns.
Stated as a floor: for SYFI, our book for it covers 77.0% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 505 positions we hold weights for in IVV and 372 in SYFI, against full books of 508 and 1,124.
Top Shared Holdings
| Stock | Weight in IVV | Weight in SYFI | Difference |
|---|---|---|---|
| CCitigroup Inc V/R /Perp | 0.36% | 0.02% | 0.34% |
You are not choosing between two funds in isolation.
Whichever of IVV and SYFI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or SYFI?
IVV has an expense ratio of 0.03% while SYFI charges 0.40%. IVV is the cheaper option, by $37 a year on a $10,000 investment.
Which performed better, IVV or SYFI?
Over the past year IVV returned +16.32% vs +1.83% for SYFI, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +18.56% vs +5.32% for SYFI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or SYFI?
IVV has been the more volatile fund at 11.7% annualized versus 2.9% for SYFI. Worst drawdown: IVV -18.8% vs SYFI -4.8%.
Should I hold both IVV and SYFI?
IVV and SYFI have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or SYFI?
IVV yields 1.06% while SYFI yields 5.99%, so SYFI currently pays the higher dividend yield.
Is SYFI better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.