IVV vs TBX

Quick Verdict

IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.

Lower Fees: IVVHigher Returns: IVVMore Diversified: IVV

Side-by-Side Comparison

MetricIVVTBXWinner
Expense Ratio0.03%0.95%
AUM$907.0B$21M
Dividend Yield1.10%2.84%
Holdings5085
YTD Return+14.29%+4.48%
1Y Return+21.79%+4.63%
3Y Return (annualized)+22.19%+2.44%
5Y Return (annualized)+13.28%+6.17%
Volatility (annualized)15.1%6.4%
Max Drawdown-56.5%-42.4%
Fund FamilyiShares by BlackRock (US)ProShares
CategoryEquityAlternative
InceptionMay 15, 2000Apr 4, 2011

IVV vs TBX Performance

iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and ProShares Short 7-10 Year Treasury (TBX) is a ETF from ProShares. Over the past year IVV returned +21.79% while TBX returned +4.63%. Year to date, IVV is up 14.29% versus a gain of 4.48% for TBX.

Over three years, IVV compounded at +22.19% per year against +2.44% for TBX; over five years the annualized figures are +13.28% and +6.17% respectively. Across the full 15-year window we track, IVV has the edge at +7.06% annualized vs -1.38%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 6.4% for TBX. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for IVV and -42.4% for TBX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.00. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

IVV charges 0.03% per year while TBX charges 0.95%. On a $10,000 position that is $3 vs $95 annually, a gap of $92 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 2.84% for TBX.

Holdings Overlap

0.0%overlap

IVV and TBX share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, IVV or TBX?

IVV has an expense ratio of 0.03% while TBX charges 0.95%. IVV is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

Which performed better, IVV or TBX?

Over the past year IVV returned +21.79% vs +4.63% for TBX, so IVV leads on 1-year performance. Over the longest common window we track (15 years), IVV annualized +7.06% vs -1.38% for TBX. Past performance does not guarantee future results.

Which is riskier, IVV or TBX?

IVV has been the more volatile fund at 15.1% annualized versus 6.4% for TBX. Worst drawdown: IVV -56.5% vs TBX -42.4%.

Should I hold both IVV and TBX?

IVV and TBX have a monthly-return correlation of 0.00, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between IVV and TBX?

IVV and TBX share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, IVV or TBX?

IVV yields 1.10% while TBX yields 2.84%, so TBX currently pays the higher dividend yield.

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