IVV vs TDSB

IVV vs TDSB

Which is better, IVV or TDSB?

Large Cap Blend against Tactical Allocation.

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 99.6%.

Lower Fees: IVVHigher Returns: IVVLess Concentrated: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVTDSB
Expense Ratio0.03%Best0.91%
AUM$876.4B$50M
Dividend Yield1.06%2.24%
Holdings50811
YTD Return+12.39%Best+4.69%
1Y Return+16.61%Best+9.60%
3Y Return (annualized)+21.38%Best+9.14%
5Y Return (annualized)+13.51%Best+1.73%
Volatility (annualized)15.4%7.7%Best
Max Drawdown-24.5%-19.6%Best
$10,000 over 5 years$18,844Best$10,895
Top 10 Weight37.8%Best99.6%
Fund FamilyiShares by BlackRock (US)The Cabana Group, LLC
CategoryEquityAllocation/Balanced
StyleLarge Cap BlendTactical Allocation
InceptionMay 15, 2000Sep 16, 2020

Volatility and max drawdown are measured over the window both funds cover: Sep 17, 2020 to Sep 18, 2026 (6 years).

IVV vs TDSB growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6 years both funds cover.

IVV vs TDSB Performance

iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and ETC Cabana Target Beta ETF (TDSB) is an ETF from The Cabana Group, LLC. Over the past year IVV returned +16.61% while TDSB returned +9.60%. Year to date, IVV is up 12.39% versus a gain of 4.69% for TDSB.

Over three years, IVV compounded at +21.38% per year against +9.14% for TDSB; over five years the annualized figures are +13.51% and +1.73% respectively. Across the full 6-year window we track, IVV has the edge at +16.15% annualized vs +2.16%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

IVV has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 7.7% for TDSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -24.5% for IVV and -19.6% for TDSB. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.

Fees and Cost Over Time

IVV charges 0.03% per year while TDSB charges 0.91%. On a $10,000 position that is $3 vs $91 annually, a gap of $88 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 2.24% for TDSB.

Holdings Overlap

We hold position weights for 490 holdings in IVV and 10 in TDSB, totalling 99.3% and 99.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 490 positions we hold weights for in IVV and 10 in TDSB, against full books of 508 and 11.

What only one of them owns

Measured across the 490 and 10 positions we hold weights for.

IVV holds 482 positions TDSB does not, 98.6% of the fund.

Largest: NVDA 8.07%, AAPL 7.02%, MSFT 5.69%, AMZN 3.84%, GOOGL 3.00%

You are not choosing between two funds in isolation.

Whichever of IVV and TDSB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IVVTDSB

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or TDSB?

IVV has an expense ratio of 0.03% while TDSB charges 0.91%. IVV is the cheaper option, by $88 a year on a $10,000 investment.

Which performed better, IVV or TDSB?

Over the past year IVV returned +16.61% vs +9.60% for TDSB, so IVV leads on 1-year performance. Over the longest common window we track (6 years), IVV annualized +16.15% vs +2.16% for TDSB. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IVV or TDSB?

IVV has been the more volatile fund at 15.4% annualized versus 7.7% for TDSB. Worst drawdown: IVV -24.5% vs TDSB -19.6%.

Should I hold both IVV and TDSB?

IVV and TDSB have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, IVV or TDSB?

IVV yields 1.06% while TDSB yields 2.24%, so TDSB currently pays the higher dividend yield.

Is TDSB better than IVV?

IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 99.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.