TDSB vs VYM
ETC Cabana Target Beta ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | TDSB | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.91% | 0.04% | |
| AUM | $49M | $79.0B | |
| Dividend Yield | 2.28% | 2.86% | |
| Holdings | 11 | 568 | |
| YTD Return | +5.31% | +16.78% | |
| 1Y Return | +12.53% | +24.43% | |
| 3Y Return (annualized) | +9.11% | +18.60% | |
| 5Y Return (annualized) | +1.69% | +12.30% | |
| Volatility (annualized) | 7.7% | 14.6% | |
| Max Drawdown | -19.6% | -58.8% | |
| Fund Family | The Cabana Group, LLC | Vanguard (US) | |
| Category | Allocation/Balanced | Equity | |
| Inception | Sep 16, 2020 | Nov 10, 2006 |
TDSB vs VYM Performance
ETC Cabana Target Beta ETF (TDSB) is a ETF from The Cabana Group, LLC and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year TDSB returned +12.53% while VYM returned +24.43%. Year to date, TDSB is up 5.31% versus a gain of 16.78% for VYM.
Over three years, TDSB compounded at +9.11% per year against +18.60% for VYM; over five years the annualized figures are +1.69% and +12.30% respectively. Across the full 6-year window we track, VYM has the edge at +7.11% annualized vs +2.30%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 7.7% for TDSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.6% for TDSB and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
TDSB charges 0.91% per year while VYM charges 0.04%. On a $10,000 position that is $91 vs $4 annually, a gap of $87 per year that compounds over a long holding period. On income, TDSB currently yields 2.28% against 2.86% for VYM.
Holdings Overlap
TDSB and VYM share 0 holdings out of 568 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TDSB or VYM?
TDSB has an expense ratio of 0.91% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $87 per year of difference.
Which performed better, TDSB or VYM?
Over the past year TDSB returned +12.53% vs +24.43% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (6 years), TDSB annualized +2.30% vs +7.11% for VYM. Past performance does not guarantee future results.
Which is riskier, TDSB or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 7.7% for TDSB. Worst drawdown: TDSB -19.6% vs VYM -58.8%.
Should I hold both TDSB and VYM?
TDSB and VYM have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between TDSB and VYM?
TDSB and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 568 unique securities.
Which pays a higher dividend, TDSB or VYM?
TDSB yields 2.28% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
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