IVV vs TMSF

IVV vs TMSF

Which is better, IVV or TMSF?

IVV costs less.

IVV has a lower expense ratio.

Lower Fees: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVTMSF
Expense Ratio0.03%Best0.37%
AUM$876.4B$59M
Dividend Yield1.06%4.20%
Holdings508407
YTD Return+12.51%Best+2.15%
1Y Return+17.57%-
3Y Return (annualized)+21.27%-
5Y Return (annualized)+12.95%-
Fund FamilyiShares by BlackRock (US)T.Rowe Price
CategoryEquityFixed Income
StyleLarge Cap Blend-
InceptionMay 15, 2000Nov 19, 2025

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

IVV vs TMSF growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

IVV vs TMSF Performance

iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and T. Rowe Price Multi-Sector Income ETF (TMSF) is an ETF from T.Rowe Price. Year to date, IVV is up 12.51% versus a gain of 2.15% for TMSF.

Past performance does not guarantee future results.

Fees and Cost Over Time

IVV charges 0.03% per year while TMSF charges 0.37%. On a $10,000 position that is $3 vs $37 annually, a gap of $34 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 4.20% for TMSF.

Holdings Overlap

IVV already in TMSF0.1%

At least 0.1% of IVV's money is in holdings TMSF also owns.

Stated as a floor: for TMSF, our book for it covers 39.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

1 positions in common, counted across the 505 positions we hold weights for in IVV and 129 in TMSF, against full books of 508 and 407.

Top Shared Holdings

StockWeight in IVVWeight in TMSFDifference
TMUST-Mobile Usa, Inc. 3.875% 15-Apr-20300.12%0.12%0.00%

You are not choosing between two funds in isolation.

Whichever of IVV and TMSF you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

IVVTMSF

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or TMSF?

IVV has an expense ratio of 0.03% while TMSF charges 0.37%. IVV is the cheaper option, by $34 a year on a $10,000 investment.

Which pays a higher dividend, IVV or TMSF?

IVV yields 1.06% while TMSF yields 4.20%, so TMSF currently pays the higher dividend yield.

Is TMSF better than IVV?

IVV has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.