TMSF vs VXUS

TMSF vs VXUS

Which is better, TMSF or VXUS?

VXUS has been ahead.

VXUS has a lower expense ratio. VXUS led over 1Y.

Lower Fees: VXUSHigher Returns (1Y): VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTMSFVXUS
Expense Ratio0.37%0.05%Best
AUM$101M$163.2B
Dividend Yield5.26%2.38%
Holdings8369,293
YTD Return+2.44%+9.82%Best
1Y Return+3.64%+13.33%Best
3Y Return (annualized)-+19.29%
5Y Return (annualized)-+8.17%
Volatility (annualized)3.9%Best15.2%
Fund FamilyT.Rowe PriceVanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Blend
InceptionNov 19, 2025Jan 26, 2011

Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.

TMSF vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

TMSF vs VXUS Performance

T. Rowe Price Multi-Sector Income ETF (TMSF) is an ETF from T.Rowe Price and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year TMSF returned +3.64% while VXUS returned +13.33%. Year to date, TMSF is up 2.44% versus a gain of 9.82% for VXUS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 3.9% for TMSF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.

Fees and Cost Over Time

TMSF charges 0.37% per year while VXUS charges 0.05%. On a $10,000 position that is $37 vs $5 annually, a gap of $32 per year that compounds over a long holding period. On income, TMSF currently yields 5.26% against 2.38% for VXUS.

Holdings Overlap

We hold position weights for 103 holdings in TMSF and 8,463 in VXUS, totalling 29.2% and 89.2% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.

1 positions in common, counted across the 103 positions we hold weights for in TMSF and 8,463 in VXUS, against full books of 836 and 9,293.

Top Shared Holdings

StockWeight in TMSFWeight in VXUSDifference
ARGENT 5 01/09/38Argentina Republic Of Government 0.13% Jan 09, 20380.41%0.00%0.41%

You are not choosing between two funds in isolation.

Whichever of TMSF and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TMSFVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TMSF or VXUS?

TMSF has an expense ratio of 0.37% while VXUS charges 0.05%. VXUS is the cheaper option, by $32 a year on a $10,000 investment.

Which performed better, TMSF or VXUS?

Over the past year TMSF returned +3.64% vs +13.33% for VXUS, so VXUS leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, TMSF or VXUS?

VXUS has been the more volatile fund at 15.2% annualized versus 3.9% for TMSF.

Should I hold both TMSF and VXUS?

TMSF and VXUS have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, TMSF or VXUS?

TMSF yields 5.26% while VXUS yields 2.38%, so TMSF currently pays the higher dividend yield.

Is VXUS better than TMSF?

VXUS has a lower expense ratio. VXUS led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.