IVV vs TOT
iShares Core S&P 500 ETF vs LionShares US Equity Total Return ETF
Which is better, IVV or TOT?
Large Cap Blend against Large Cap Growth.
IVV has a lower expense ratio. IVV led over 1Y and the full window. The two have moved almost in lockstep, correlation 1.00.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | TOT |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.07% |
| AUM | $876.4B | $10M |
| Dividend Yield | 1.06% | 0.00% |
| Holdings | 508 | 1 |
| YTD Return | +12.39%Best | +12.26% |
| 1Y Return | +16.61%Best | +15.61% |
| 3Y Return (annualized) | +21.38% | - |
| 5Y Return (annualized) | +13.51% | - |
| Volatility (annualized) | 13.3% | 13.2%Best |
| Max Drawdown | -8.9%Best | -9.0% |
| $10,000 over 1 years | $11,916Best | $11,851 |
| Fund Family | iShares by BlackRock (US) | LionShares LLC |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Growth |
| Inception | May 15, 2000 | Sep 1, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Sep 3, 2025 to Sep 18, 2026 (1 years).
IVV vs TOT growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
IVV vs TOT Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and LionShares US Equity Total Return ETF (TOT) is an ETF from LionShares LLC. Over the past year IVV returned +16.61% while TOT returned +15.61%. Year to date, IVV is up 12.39% versus a gain of 12.26% for TOT.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 13.2% for TOT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.9% for IVV and -9.0% for TOT. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 1.00. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while TOT charges 0.07%. On a $10,000 position that is $3 vs $7 annually, a gap of $4 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.00% for TOT.
Holdings Overlap
We hold position weights for 490 holdings in IVV and 2 in TOT, totalling 99.3% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 490 positions we hold weights for in IVV and 2 in TOT, against full books of 508 and 1.
What only one of them owns
Measured across the 490 and 2 positions we hold weights for.
IVV holds 482 positions TOT does not, 98.6% of the fund.
Largest: NVDA 8.07%, AAPL 7.02%, MSFT 5.69%, AMZN 3.84%, GOOGL 3.00%
You are not choosing between two funds in isolation.
Whichever of IVV and TOT you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or TOT?
IVV has an expense ratio of 0.03% while TOT charges 0.07%. IVV is the cheaper option, by $4 a year on a $10,000 investment.
Which performed better, IVV or TOT?
Over the past year IVV returned +16.61% vs +15.61% for TOT, so IVV leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +19.16% vs +18.51% for TOT. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or TOT?
IVV has been the more volatile fund at 13.3% annualized versus 13.2% for TOT. Worst drawdown: IVV -8.9% vs TOT -9.0%.
Should I hold both IVV and TOT?
IVV and TOT have a monthly-return correlation of 1.00, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, IVV or TOT?
IVV yields 1.06% while TOT yields 0.00%, so IVV currently pays the higher dividend yield.
Is TOT better than IVV?
IVV has a lower expense ratio. IVV led over 1Y and the full window. The two have moved almost in lockstep, correlation 1.00. Which one suits a particular account depends on what it is for. This is information, not a recommendation.