TOT vs VYM
LionShares US Equity Total Return ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 613 holdings.
Side-by-Side Comparison
| Metric | TOT | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.07% | 0.04% | |
| AUM | $10M | $81.6B | |
| Dividend Yield | 0.00% | 2.24% | |
| Holdings | 1 | 613 | |
| YTD Return | +12.08% | +14.18% | |
| 1Y Return | +19.14% | +20.67% | |
| 3Y Return (annualized) | - | +18.47% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 13.3% | 14.5% | |
| Max Drawdown | -9.0% | -58.8% | |
| Fund Family | LionShares LLC | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 1, 2025 | Nov 10, 2006 |
TOT vs VYM Performance
LionShares US Equity Total Return ETF (TOT) is a ETF from LionShares LLC and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year TOT returned +19.14% while VYM returned +20.67%. Year to date, TOT is up 12.08% versus a gain of 14.18% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 13.3% for TOT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -9.0% for TOT and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
TOT charges 0.07% per year while VYM charges 0.04%. On a $10,000 position that is $7 vs $4 annually, a gap of $3 per year that compounds over a long holding period. On income, TOT currently yields 0.00% against 2.24% for VYM.
Holdings Overlap
TOT and VYM share 0 holdings out of 605 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TOT or VYM?
TOT has an expense ratio of 0.07% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, TOT or VYM?
Over the past year TOT returned +19.14% vs +20.67% for VYM, so VYM leads on 1-year performance. Past performance does not guarantee future results.
Which is riskier, TOT or VYM?
VYM has been the more volatile fund at 14.5% annualized versus 13.3% for TOT. Worst drawdown: TOT -9.0% vs VYM -58.8%.
Should I hold both TOT and VYM?
TOT and VYM have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between TOT and VYM?
TOT and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 605 unique securities.
Which pays a higher dividend, TOT or VYM?
TOT yields 0.00% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
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