TOT vs VYM
LionShares US Equity Total Return ETF vs Vanguard High Dividend Yield ETF
Which is better, TOT or VYM?
Large Cap Growth against Large Cap Value.
VYM has a lower expense ratio. TOT led over 1Y, VYM over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TOT | VYM |
|---|---|---|
| Expense Ratio | 0.07% | 0.04%Best |
| AUM | $11M | $78.9B |
| Dividend Yield | 0.00% | 2.37% |
| Holdings | 6 | 608 |
| Volatility (annualized) | 12.7% | 11.3%Best |
| Max Drawdown | -9.0% | -6.7%Best |
| $10,000 over 1.1 years | $11,875 | $12,017Best |
| Fund Family | LionShares LLC | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Sep 1, 2025 | Nov 10, 2006 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 9 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. TOT has data through Oct 26, 2026 and VYM through Nov 4, 2026.
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Sep 3, 2025 to Oct 26, 2026 (1.1 years).
Risk: Volatility and Drawdowns
TOT has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 11.3% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -9.0% for TOT and -6.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.54. They move together some of the time, and apart the rest.
Fees and Cost Over Time
TOT charges 0.07% per year while VYM charges 0.04%. On a $10,000 position that is $7 vs $4 annually, a gap of $3 per year that compounds over a long holding period. On income, TOT currently yields 0.00% against 2.37% for VYM.
Holdings Overlap
We hold position weights for 2 holdings in TOT and 602 in VYM, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 2 positions we hold weights for in TOT and 602 in VYM, against full books of 6 and 608.
You are not choosing between two funds in isolation.
Whichever of TOT and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TOT or VYM?
TOT has an expense ratio of 0.07% while VYM charges 0.04%. VYM is the cheaper option, by $3 a year on a $10,000 investment.
Which is riskier, TOT or VYM?
TOT has been the more volatile fund at 12.7% annualized versus 11.3% for VYM. Worst drawdown: TOT -9.0% vs VYM -6.7%.
Should I hold both TOT and VYM?
TOT and VYM have a monthly-return correlation of 0.54, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, TOT or VYM?
TOT yields 0.00% while VYM yields 2.37%, so VYM currently pays the higher dividend yield.
Is VYM better than TOT?
VYM has a lower expense ratio. TOT led over 1Y, VYM over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.