TOT vs VXUS

TOT vs VXUS

Which is better, TOT or VXUS?

Large Cap Growth against Large Cap Blend.

VXUS has a lower expense ratio. TOT led over 1Y, VXUS over the full window.

Lower Fees: VXUSHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTOTVXUS
Expense Ratio0.07%0.05%Best
AUM$11M$163.2B
Dividend Yield0.00%2.38%
Holdings69,293
Volatility (annualized)12.7%Best14.5%
Max Drawdown-9.0%Best-11.3%
$10,000 over 1.1 years$11,875$11,910Best
Fund FamilyLionShares LLCVanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Blend
InceptionSep 1, 2025Jan 26, 2011

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 16 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. TOT has data through Oct 26, 2026 and VXUS through Nov 11, 2026.

Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Sep 3, 2025 to Oct 26, 2026 (1.1 years).

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 12.7% for TOT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -9.0% for TOT and -11.3% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

TOT charges 0.07% per year while VXUS charges 0.05%. On a $10,000 position that is $7 vs $5 annually, a gap of $2 per year that compounds over a long holding period. On income, TOT currently yields 0.00% against 2.38% for VXUS.

Holdings Overlap

We hold position weights for 2 holdings in TOT and 8,463 in VXUS, totalling 100.0% and 89.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 2 positions we hold weights for in TOT and 8,463 in VXUS, against full books of 6 and 9,293.

You are not choosing between two funds in isolation.

Whichever of TOT and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TOTVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TOT or VXUS?

TOT has an expense ratio of 0.07% while VXUS charges 0.05%. VXUS is the cheaper option, by $2 a year on a $10,000 investment.

Which is riskier, TOT or VXUS?

VXUS has been the more volatile fund at 14.5% annualized versus 12.7% for TOT. Worst drawdown: TOT -9.0% vs VXUS -11.3%.

Should I hold both TOT and VXUS?

TOT and VXUS have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, TOT or VXUS?

TOT yields 0.00% while VXUS yields 2.38%, so VXUS currently pays the higher dividend yield.

Is VXUS better than TOT?

VXUS has a lower expense ratio. TOT led over 1Y, VXUS over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.