IVV vs UBND
iShares Core S&P 500 ETF vs VictoryShares Core Plus Bond ETF
Which is better, IVV or UBND?
Large Cap Blend against Long Term High Quality.
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | UBND |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.40% |
| AUM | $876.4B | $2.0B |
| Dividend Yield | 1.06% | 4.93% |
| Holdings | 508 | 1,588 |
| YTD Return | +11.51%Best | -1.22% |
| 1Y Return | +15.96%Best | -0.50% |
| 3Y Return (annualized) | +21.01%Best | +4.80% |
| 5Y Return (annualized) | +12.66%Best | +0.56% |
| Volatility (annualized) | 15.6% | 6.4%Best |
| Max Drawdown | -24.5% | -16.4%Best |
| $10,000 over 5 years | $18,149Best | $10,283 |
| Fund Family | iShares by BlackRock (US) | Victory Capital Management Inc. |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Long Term High Quality |
| Inception | May 15, 2000 | Oct 4, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 5, 2021 to Sep 15, 2026 (4.9 years).
IVV vs UBND growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.9 years both funds cover.
IVV vs UBND Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and VictoryShares Core Plus Bond ETF (UBND) is an ETF from Victory Capital Management Inc.. Over the past year IVV returned +15.96% while UBND returned -0.50%. Year to date, IVV is up 11.51% versus a loss of 1.22% for UBND.
Over three years, IVV compounded at +21.01% per year against +4.80% for UBND; over five years the annualized figures are +12.66% and +0.56% respectively.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 6.4% for UBND. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.5% for IVV and -16.4% for UBND. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
IVV charges 0.03% per year while UBND charges 0.40%. On a $10,000 position that is $3 vs $40 annually, a gap of $37 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 4.93% for UBND.
Holdings Overlap
We hold position weights for 490 holdings in IVV and 759 in UBND, totalling 99.3% and 38.6% of the two funds. That is not enough of UBND to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 490 positions we hold weights for in IVV and 759 in UBND, against full books of 508 and 1,588.
Top Shared Holdings
| Stock | Weight in IVV | Weight in UBND | Difference |
|---|---|---|---|
| LYBLyondellbasell-a | 0.03% | 0.20% | 0.17% |
You are not choosing between two funds in isolation.
Whichever of IVV and UBND you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or UBND?
IVV has an expense ratio of 0.03% while UBND charges 0.40%. IVV is the cheaper option, by $37 a year on a $10,000 investment.
Which performed better, IVV or UBND?
Over the past year IVV returned +15.96% vs -0.50% for UBND, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or UBND?
IVV has been the more volatile fund at 15.6% annualized versus 6.4% for UBND. Worst drawdown: IVV -24.5% vs UBND -16.4%.
Should I hold both IVV and UBND?
IVV and UBND have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or UBND?
IVV yields 1.06% while UBND yields 4.93%, so UBND currently pays the higher dividend yield.
Is UBND better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.