IVV vs WTMU
iShares Core S&P 500 ETF vs WisdomTree Core Laddered Municipal Fund ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | WTMU | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.25% | |
| AUM | $907.0B | $9M | |
| Dividend Yield | 1.10% | 3.23% | |
| Holdings | 508 | 107 | |
| YTD Return | +12.28% | -0.14% | |
| 1Y Return | +20.94% | +3.33% | |
| 3Y Return (annualized) | +21.81% | - | |
| 5Y Return (annualized) | +13.05% | - | |
| Volatility (annualized) | 15.1% | 3.4% | |
| Max Drawdown | -56.5% | -4.2% | |
| Fund Family | iShares by BlackRock (US) | WisdomTree Investments | |
| Category | Equity | Tax Preferred | |
| Inception | May 15, 2000 | Apr 3, 2025 |
IVV vs WTMU Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and WisdomTree Core Laddered Municipal Fund ETF (WTMU) is a ETF from WisdomTree Investments. Over the past year IVV returned +20.94% while WTMU returned +3.33%. Year to date, IVV is up 12.28% versus a loss of 0.14% for WTMU.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 3.4% for WTMU. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -4.2% for WTMU. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while WTMU charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 3.23% for WTMU.
Holdings Overlap
IVV and WTMU share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or WTMU?
IVV has an expense ratio of 0.03% while WTMU charges 0.25%. IVV is the cheaper option. On a $10,000 investment, that is $22 per year of difference.
Which performed better, IVV or WTMU?
Over the past year IVV returned +20.94% vs +3.33% for WTMU, so IVV leads on 1-year performance. Over the longest common window we track (1 years), IVV annualized +6.98% vs +3.95% for WTMU. Past performance does not guarantee future results.
Which is riskier, IVV or WTMU?
IVV has been the more volatile fund at 15.1% annualized versus 3.4% for WTMU. Worst drawdown: IVV -56.5% vs WTMU -4.2%.
Should I hold both IVV and WTMU?
IVV and WTMU have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and WTMU?
IVV and WTMU share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.
Which pays a higher dividend, IVV or WTMU?
IVV yields 1.10% while WTMU yields 3.23%, so WTMU currently pays the higher dividend yield.
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