IVV vs XCOR
iShares Core S&P 500 ETF vs FundX ETF
Which is better, IVV or XCOR?
IVV has been ahead.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.92. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 99.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | XCOR |
|---|---|---|
| Expense Ratio | 0.03%Best | 1.15% |
| AUM | $876.4B | $181M |
| Dividend Yield | 1.06% | 0.39% |
| Holdings | 508 | 12 |
| YTD Return | +14.14%Best | +12.92% |
| 1Y Return | +17.30%Best | +16.06% |
| 3Y Return (annualized) | +23.04%Best | +22.90% |
| 5Y Return (annualized) | +13.63% | - |
| Volatility (annualized) | 12.9%Best | 14.4% |
| Max Drawdown | -18.8%Best | -22.5% |
| $10,000 over 3.9 years | $22,137Best | $20,065 |
| Top 10 Weight | 37.8%Best | 99.0% |
| Fund Family | iShares by BlackRock (US) | FundX Funds |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | May 15, 2000 | Oct 14, 2022 |
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Oct 17, 2022 to Sep 22, 2026 (3.9 years).
IVV vs XCOR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
IVV vs XCOR Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and FundX ETF (XCOR) is an ETF from FundX Funds. Over the past year IVV returned +17.30% while XCOR returned +16.06%. Year to date, IVV is up 14.14% versus a gain of 12.92% for XCOR.
Over three years, IVV compounded at +23.04% per year against +22.90% for XCOR. Across the full 4-year window we track, IVV has the edge at +22.60% annualized vs +19.55%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XCOR has been the more volatile fund, with annualized monthly volatility of 14.4% compared with 12.9% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -22.5% for XCOR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while XCOR charges 1.15%. On a $10,000 position that is $3 vs $115 annually, a gap of $112 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 0.39% for XCOR.
Holdings Overlap
We hold position weights for 490 holdings in IVV and 11 in XCOR, totalling 99.3% and 100.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 490 positions we hold weights for in IVV and 11 in XCOR, against full books of 508 and 12.
What only one of them owns
Measured across the 490 and 11 positions we hold weights for.
IVV holds 482 positions XCOR does not, 98.6% of the fund.
Largest: NVDA 8.07%, AAPL 7.02%, MSFT 5.69%, AMZN 3.84%, GOOGL 3.00%
You are not choosing between two funds in isolation.
Whichever of IVV and XCOR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or XCOR?
IVV has an expense ratio of 0.03% while XCOR charges 1.15%. IVV is the cheaper option, by $112 a year on a $10,000 investment.
Which performed better, IVV or XCOR?
Over the past year IVV returned +17.30% vs +16.06% for XCOR, so IVV leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +22.60% vs +19.55% for XCOR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or XCOR?
XCOR has been the more volatile fund at 14.4% annualized versus 12.9% for IVV. Worst drawdown: IVV -18.8% vs XCOR -22.5%.
Should I hold both IVV and XCOR?
IVV and XCOR have a monthly-return correlation of 0.92, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, IVV or XCOR?
IVV yields 1.06% while XCOR yields 0.39%, so IVV currently pays the higher dividend yield.
Is XCOR better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.92. IVV is less concentrated, with 37.8% of the fund in its ten largest positions against 99.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.