SCHD vs XCOR
Schwab US Dividend Equity ETF vs FundX ETF
Which is better, SCHD or XCOR?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y, XCOR over 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 99.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | XCOR |
|---|---|---|
| Expense Ratio | 0.06%Best | 1.15% |
| AUM | $112.1B | $181M |
| Dividend Yield | 3.00% | 0.39% |
| Holdings | 103 | 12 |
| YTD Return | +23.68%Best | +12.92% |
| 1Y Return | +28.36%Best | +16.06% |
| 3Y Return (annualized) | +16.20% | +22.90%Best |
| 5Y Return (annualized) | +10.07% | - |
| Volatility (annualized) | 13.4%Best | 14.4% |
| Max Drawdown | -16.1%Best | -22.5% |
| $10,000 over 3.9 years | $16,744 | $20,065Best |
| Top 10 Weight | 41.8%Best | 99.0% |
| Fund Family | Charles Schwab Asset Management | FundX Funds |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Oct 14, 2022 |
Volatility and max drawdown, and the $10,000 over 3.9 years row, are measured over the window both funds cover: Oct 17, 2022 to Sep 22, 2026 (3.9 years).
SCHD vs XCOR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.9 years both funds cover.
SCHD vs XCOR Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and FundX ETF (XCOR) is an ETF from FundX Funds. Over the past year SCHD returned +28.36% while XCOR returned +16.06%. Year to date, SCHD is up 23.68% versus a gain of 12.92% for XCOR.
Over three years, SCHD compounded at +16.20% per year against +22.90% for XCOR. Across the full 4-year window we track, XCOR has the edge at +19.55% annualized vs +14.13%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XCOR has been the more volatile fund, with annualized monthly volatility of 14.4% compared with 13.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -22.5% for XCOR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.43. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while XCOR charges 1.15%. On a $10,000 position that is $6 vs $115 annually, a gap of $109 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.39% for XCOR.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 11 in XCOR, totalling 100.0% and 100.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 11 in XCOR, against full books of 103 and 12.
What only one of them owns
Measured across the 100 and 11 positions we hold weights for.
SCHD holds 99 positions XCOR does not, 99.9% of the fund.
Largest: MRK 4.77%, AMGN 4.70%, ABT 4.69%, KO 4.17%, CVX 4.02%
You are not choosing between two funds in isolation.
Whichever of SCHD and XCOR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or XCOR?
SCHD has an expense ratio of 0.06% while XCOR charges 1.15%. SCHD is the cheaper option, by $109 a year on a $10,000 investment.
Which performed better, SCHD or XCOR?
Over the past year SCHD returned +28.36% vs +16.06% for XCOR, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +14.13% vs +19.55% for XCOR. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or XCOR?
XCOR has been the more volatile fund at 14.4% annualized versus 13.4% for SCHD. Worst drawdown: SCHD -16.1% vs XCOR -22.5%.
Should I hold both SCHD and XCOR?
SCHD and XCOR have a monthly-return correlation of 0.43, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or XCOR?
SCHD yields 3.00% while XCOR yields 0.39%, so SCHD currently pays the higher dividend yield.
Is XCOR better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, XCOR over 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 99.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.