VYM vs XCOR
Vanguard High Dividend Yield ETF vs FundX ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | VYM | XCOR | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 1.15% | |
| AUM | $79.0B | $179M | |
| Dividend Yield | 2.86% | 0.38% | |
| Holdings | 568 | 12 | |
| YTD Return | +16.10% | +10.91% | |
| 1Y Return | +25.99% | +18.76% | |
| 3Y Return (annualized) | +18.29% | +21.30% | |
| 5Y Return (annualized) | +12.35% | - | |
| Volatility (annualized) | 14.6% | 14.6% | |
| Max Drawdown | -58.8% | -22.5% | |
| Fund Family | Vanguard (US) | FundX Funds | |
| Category | Equity | Equity | |
| Inception | Nov 10, 2006 | Oct 14, 2022 |
VYM vs XCOR Performance
Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US) and FundX ETF (XCOR) is a ETF from FundX Funds. Over the past year VYM returned +25.99% while XCOR returned +18.76%. Year to date, VYM is up 16.10% versus a gain of 10.91% for XCOR.
Over three years, VYM compounded at +18.29% per year against +21.30% for XCOR. Across the full 4-year window we track, XCOR has the edge at +19.65% annualized vs +7.08%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XCOR has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -58.8% for VYM and -22.5% for XCOR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VYM charges 0.04% per year while XCOR charges 1.15%. On a $10,000 position that is $4 vs $115 annually, a gap of $111 per year that compounds over a long holding period. On income, VYM currently yields 2.86% against 0.38% for XCOR.
Holdings Overlap
VYM and XCOR share 0 holdings out of 569 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VYM or XCOR?
VYM has an expense ratio of 0.04% while XCOR charges 1.15%. VYM is the cheaper option. On a $10,000 investment, that is $111 per year of difference.
Which performed better, VYM or XCOR?
Over the past year VYM returned +25.99% vs +18.76% for XCOR, so VYM leads on 1-year performance. Over the longest common window we track (4 years), VYM annualized +7.08% vs +19.65% for XCOR. Past performance does not guarantee future results.
Which is riskier, VYM or XCOR?
XCOR has been the more volatile fund at 14.6% annualized versus 14.6% for VYM. Worst drawdown: VYM -58.8% vs XCOR -22.5%.
Should I hold both VYM and XCOR?
VYM and XCOR have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VYM and XCOR?
VYM and XCOR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 569 unique securities.
Which pays a higher dividend, VYM or XCOR?
VYM yields 2.86% while XCOR yields 0.38%, so VYM currently pays the higher dividend yield.
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