IVV vs XDQQ
iShares Core S&P 500 ETF vs Innovator Growth-100 Accelerated ETF - Quarterly
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | XDQQ | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.79% | |
| AUM | $865.2B | $57M | |
| Dividend Yield | 1.09% | 0.00% | |
| Holdings | 508 | 5 | |
| YTD Return | +13.43% | +1.68% | |
| 1Y Return | +22.61% | +10.24% | |
| 3Y Return (annualized) | +21.47% | +16.67% | |
| 5Y Return (annualized) | +13.26% | +6.82% | |
| Volatility (annualized) | 15.1% | 17.3% | |
| Max Drawdown | -56.5% | -35.6% | |
| Fund Family | iShares by BlackRock (US) | Innovator ETFs Trust | |
| Category | Equity | Alternative | |
| Inception | May 15, 2000 | Mar 31, 2021 |
IVV vs XDQQ Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Innovator Growth-100 Accelerated ETF - Quarterly (XDQQ) is a ETF from Innovator ETFs Trust. Over the past year IVV returned +22.61% while XDQQ returned +10.24%. Year to date, IVV is up 13.43% versus a gain of 1.68% for XDQQ.
Over three years, IVV compounded at +21.47% per year against +16.67% for XDQQ; over five years the annualized figures are +13.26% and +6.82% respectively. Across the full 5-year window we track, XDQQ has the edge at +8.46% annualized vs +7.03%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XDQQ has been the more volatile fund, with annualized monthly volatility of 17.3% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -35.6% for XDQQ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while XDQQ charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 0.00% for XDQQ.
Frequently Asked Questions
Which is cheaper, IVV or XDQQ?
IVV has an expense ratio of 0.03% while XDQQ charges 0.79%. IVV is the cheaper option. On a $10,000 investment, that is $76 per year of difference.
Which performed better, IVV or XDQQ?
Over the past year IVV returned +22.61% vs +10.24% for XDQQ, so IVV leads on 1-year performance. Over the longest common window we track (5 years), IVV annualized +7.03% vs +8.46% for XDQQ. Past performance does not guarantee future results.
Which is riskier, IVV or XDQQ?
XDQQ has been the more volatile fund at 17.3% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs XDQQ -35.6%.
Should I hold both IVV and XDQQ?
IVV and XDQQ have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, IVV or XDQQ?
IVV yields 1.09% while XDQQ yields 0.00%, so IVV currently pays the higher dividend yield.
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