VYM vs XDQQ
Vanguard High Dividend Yield ETF vs Innovator Growth-100 Accelerated ETF - Quarterly
Which is better, VYM or XDQQ?
Large Cap Value against Multi Alternative.
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VYM | XDQQ |
|---|---|---|
| Expense Ratio | 0.04%Best | 0.79% |
| AUM | $81.6B | $65M |
| Dividend Yield | 2.22% | 0.00% |
| Holdings | 613 | 10 |
| YTD Return | +11.71%Best | -1.33% |
| 1Y Return | +16.24%Best | +3.73% |
| 3Y Return (annualized) | +17.24%Best | +15.26% |
| 5Y Return (annualized) | +11.86%Best | +5.52% |
| Volatility (annualized) | 13.4%Best | 17.2% |
| Max Drawdown | -15.8%Best | -35.6% |
| $10,000 over 5 years | $17,514Best | $13,082 |
| Fund Family | Vanguard (US) | Innovator ETFs Trust |
| Category | Equity | Alternative |
| Style | Large Cap Value | Multi Alternative |
| Inception | Nov 10, 2006 | Mar 31, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 1, 2021 to Sep 16, 2026 (5.5 years).
VYM vs XDQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.5 years both funds cover.
VYM vs XDQQ Performance
Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US) and Innovator Growth-100 Accelerated ETF - Quarterly (XDQQ) is an ETF from Innovator ETFs Trust. Over the past year VYM returned +16.24% while XDQQ returned +3.73%. Year to date, VYM is up 11.71% versus a loss of 1.33% for XDQQ.
Over three years, VYM compounded at +17.24% per year against +15.26% for XDQQ; over five years the annualized figures are +11.86% and +5.52% respectively. Across the full 6-year window we track, VYM has the edge at +11.73% annualized vs +7.71%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XDQQ has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 13.4% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.8% for VYM and -35.6% for XDQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.60. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VYM charges 0.04% per year while XDQQ charges 0.79%. On a $10,000 position that is $4 vs $79 annually, a gap of $75 per year that compounds over a long holding period. On income, VYM currently yields 2.22% against 0.00% for XDQQ.
You are not choosing between two funds in isolation.
Whichever of VYM and XDQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VYM or XDQQ?
VYM has an expense ratio of 0.04% while XDQQ charges 0.79%. VYM is the cheaper option, by $75 a year on a $10,000 investment.
Which performed better, VYM or XDQQ?
Over the past year VYM returned +16.24% vs +3.73% for XDQQ, so VYM leads on 1-year performance. Over the longest common window we track (6 years), VYM annualized +11.73% vs +7.71% for XDQQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VYM or XDQQ?
XDQQ has been the more volatile fund at 17.2% annualized versus 13.4% for VYM. Worst drawdown: VYM -15.8% vs XDQQ -35.6%.
Should I hold both VYM and XDQQ?
VYM and XDQQ have a monthly-return correlation of 0.60, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VYM or XDQQ?
VYM yields 2.22% while XDQQ yields 0.00%, so VYM currently pays the higher dividend yield.
Is XDQQ better than VYM?
VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.