IVV vs XJUL
iShares Core S&P 500 ETF vs FT Vest US Equity Enhance & Moderate Buffer ETF - July
Which is better, IVV or XJUL?
Large Cap Blend against Multi Alternative.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.92.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | XJUL |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.85% |
| AUM | $886.7B | $43M |
| Dividend Yield | 1.10% | 0.00% |
| Holdings | 508 | 12 |
| YTD Return | +13.39%Best | +6.68% |
| 1Y Return | +20.08%Best | +9.52% |
| 3Y Return (annualized) | +21.29%Best | +10.61% |
| 5Y Return (annualized) | +12.88% | - |
| Volatility (annualized) | 12.8% | 4.7%Best |
| Max Drawdown | -18.8% | -9.1%Best |
| $10,000 over 3.1 years | $17,593Best | $13,510 |
| Fund Family | iShares by BlackRock (US) | First Trust Portfolios (US) |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Multi Alternative |
| Inception | May 15, 2000 | Jul 21, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Jul 24, 2023 to Sep 4, 2026 (3.1 years).
IVV vs XJUL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.
IVV vs XJUL Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and FT Vest US Equity Enhance & Moderate Buffer ETF - July (XJUL) is an ETF from First Trust Portfolios (US). Over the past year IVV returned +20.08% while XJUL returned +9.52%. Year to date, IVV is up 13.39% versus a gain of 6.68% for XJUL.
Over three years, IVV compounded at +21.29% per year against +10.61% for XJUL.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 12.8% compared with 4.7% for XJUL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -9.1% for XJUL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
IVV charges 0.03% per year while XJUL charges 0.85%. On a $10,000 position that is $3 vs $85 annually, a gap of $82 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.00% for XJUL.
Holdings Overlap
We hold position weights for 505 holdings in IVV and 1 in XJUL, totalling 100.0% and 0.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 505 positions we hold weights for in IVV and 1 in XJUL, against full books of 508 and 12.
You are not choosing between two funds in isolation.
Whichever of IVV and XJUL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or XJUL?
IVV has an expense ratio of 0.03% while XJUL charges 0.85%. IVV is the cheaper option, by $82 a year on a $10,000 investment.
Which performed better, IVV or XJUL?
Over the past year IVV returned +20.08% vs +9.52% for XJUL, so IVV leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or XJUL?
IVV has been the more volatile fund at 12.8% annualized versus 4.7% for XJUL. Worst drawdown: IVV -18.8% vs XJUL -9.1%.
Should I hold both IVV and XJUL?
IVV and XJUL have a monthly-return correlation of 0.92, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, IVV or XJUL?
IVV yields 1.10% while XJUL yields 0.00%, so IVV currently pays the higher dividend yield.
Is XJUL better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. The two have moved almost in lockstep, correlation 0.92. Which one suits a particular account depends on what it is for. This is information, not a recommendation.