IVV vs YFFI
iShares Core S&P 500 ETF vs Indexperts Yield Focused Fixed Income ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | YFFI | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.50% | |
| AUM | $865.2B | $22M | |
| Dividend Yield | 1.09% | 5.17% | |
| Holdings | 508 | 79 | |
| YTD Return | +13.72% | -0.32% | |
| 1Y Return | +21.64% | +2.34% | |
| 3Y Return (annualized) | +21.55% | - | |
| 5Y Return (annualized) | +13.27% | - | |
| Volatility (annualized) | 15.1% | 3.8% | |
| Max Drawdown | -56.5% | -4.3% | |
| Fund Family | iShares by BlackRock (US) | Indexperts | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Dec 31, 2024 |
IVV vs YFFI Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Indexperts Yield Focused Fixed Income ETF (YFFI) is a ETF from Indexperts. Over the past year IVV returned +21.64% while YFFI returned +2.34%. Year to date, IVV is up 13.72% versus a loss of 0.32% for YFFI.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 3.8% for YFFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -4.3% for YFFI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.37. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
IVV charges 0.03% per year while YFFI charges 0.50%. On a $10,000 position that is $3 vs $50 annually, a gap of $47 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 5.17% for YFFI.
Holdings Overlap
IVV and YFFI share 0 holdings out of 575 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or YFFI?
IVV has an expense ratio of 0.03% while YFFI charges 0.50%. IVV is the cheaper option. On a $10,000 investment, that is $47 per year of difference.
Which performed better, IVV or YFFI?
Over the past year IVV returned +21.64% vs +2.34% for YFFI, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.04% vs +3.44% for YFFI. Past performance does not guarantee future results.
Which is riskier, IVV or YFFI?
IVV has been the more volatile fund at 15.1% annualized versus 3.8% for YFFI. Worst drawdown: IVV -56.5% vs YFFI -4.3%.
Should I hold both IVV and YFFI?
IVV and YFFI have a monthly-return correlation of 0.37, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and YFFI?
IVV and YFFI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 575 unique securities.
Which pays a higher dividend, IVV or YFFI?
IVV yields 1.09% while YFFI yields 5.17%, so YFFI currently pays the higher dividend yield.
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