VXUS vs YFFI
VXUS vs YFFI
Vanguard Total International Stock ETF vs Indexperts Yield Focused Fixed Income ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | VXUS | YFFI | Winner |
|---|---|---|---|
| Expense Ratio | 0.05% | 0.50% | |
| AUM | $156.5B | $22M | |
| Dividend Yield | 2.60% | 5.17% | |
| Holdings | 8,747 | 79 | |
| YTD Return | +14.57% | +0.03% | |
| 1Y Return | +27.82% | +2.15% | |
| 3Y Return (annualized) | +19.27% | - | |
| 5Y Return (annualized) | +9.28% | - | |
| Volatility (annualized) | 15.1% | 3.9% | |
| Max Drawdown | -39.9% | -4.3% | |
| Fund Family | Vanguard (US) | Indexperts | |
| Category | Equity | Fixed Income | |
| Inception | Jan 26, 2011 | Dec 31, 2024 |
VXUS vs YFFI Performance
Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US) and Indexperts Yield Focused Fixed Income ETF (YFFI) is a ETF from Indexperts. Over the past year VXUS returned +27.82% while YFFI returned +2.15%. Year to date, VXUS is up 14.57% versus a gain of 0.03% for YFFI.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 3.9% for YFFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.9% for VXUS and -4.3% for YFFI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VXUS charges 0.05% per year while YFFI charges 0.50%. On a $10,000 position that is $5 vs $50 annually, a gap of $45 per year that compounds over a long holding period. On income, VXUS currently yields 2.60% against 5.17% for YFFI.
Holdings Overlap
VXUS and YFFI share 0 holdings out of 7931 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VXUS or YFFI?
VXUS has an expense ratio of 0.05% while YFFI charges 0.50%. VXUS is the cheaper option. On a $10,000 investment, that is $45 per year of difference.
Which performed better, VXUS or YFFI?
Over the past year VXUS returned +27.82% vs +2.15% for YFFI, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), VXUS annualized +4.86% vs +3.70% for YFFI. Past performance does not guarantee future results.
Which is riskier, VXUS or YFFI?
VXUS has been the more volatile fund at 15.1% annualized versus 3.9% for YFFI. Worst drawdown: VXUS -39.9% vs YFFI -4.3%.
Should I hold both VXUS and YFFI?
VXUS and YFFI have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VXUS and YFFI?
VXUS and YFFI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7931 unique securities.
Which pays a higher dividend, VXUS or YFFI?
VXUS yields 2.60% while YFFI yields 5.17%, so YFFI currently pays the higher dividend yield.
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