VYM vs YFFI
Vanguard High Dividend Yield ETF vs Indexperts Yield Focused Fixed Income ETF
Which is better, VYM or YFFI?
Large Cap Value against Investment Grade Bond.
VYM has a lower expense ratio. VYM led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VYM | YFFI |
|---|---|---|
| Expense Ratio | 0.04%Best | 0.50% |
| AUM | $81.6B | $22M |
| Dividend Yield | 2.24% | 5.29% |
| Holdings | 613 | 79 |
| YTD Return | +15.29%Best | -0.47% |
| 1Y Return | +22.23%Best | +1.57% |
| 3Y Return (annualized) | +18.81% | - |
| 5Y Return (annualized) | +12.14% | - |
| Volatility (annualized) | 9.5% | 3.8%Best |
| Max Drawdown | -14.5% | -4.3%Best |
| $10,000 over 1.7 years | $13,504Best | $10,554 |
| Fund Family | Vanguard (US) | Indexperts |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | Investment Grade Bond |
| Inception | Nov 10, 2006 | Dec 31, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 2, 2025 to Sep 3, 2026 (1.7 years).
VYM vs YFFI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
VYM vs YFFI Performance
Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US) and Indexperts Yield Focused Fixed Income ETF (YFFI) is an ETF from Indexperts. Over the past year VYM returned +22.23% while YFFI returned +1.57%. Year to date, VYM is up 15.29% versus a loss of 0.47% for YFFI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 9.5% compared with 3.8% for YFFI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.5% for VYM and -4.3% for YFFI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.53. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VYM charges 0.04% per year while YFFI charges 0.50%. On a $10,000 position that is $4 vs $50 annually, a gap of $46 per year that compounds over a long holding period. On income, VYM currently yields 2.24% against 5.29% for YFFI.
Holdings Overlap
We hold position weights for 603 holdings in VYM and 70 in YFFI, totalling 99.5% and 92.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 49 days apart, VYM as of Jun 30, 2026 and YFFI as of Aug 18, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 603 positions we hold weights for in VYM and 70 in YFFI, against full books of 613 and 79.
You are not choosing between two funds in isolation.
Whichever of VYM and YFFI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VYM or YFFI?
VYM has an expense ratio of 0.04% while YFFI charges 0.50%. VYM is the cheaper option, by $46 a year on a $10,000 investment.
Which performed better, VYM or YFFI?
Over the past year VYM returned +22.23% vs +1.57% for YFFI, so VYM leads on 1-year performance. Over the longest common window we track (2 years), VYM annualized +19.33% vs +3.22% for YFFI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VYM or YFFI?
VYM has been the more volatile fund at 9.5% annualized versus 3.8% for YFFI. Worst drawdown: VYM -14.5% vs YFFI -4.3%.
Should I hold both VYM and YFFI?
VYM and YFFI have a monthly-return correlation of 0.53, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VYM or YFFI?
VYM yields 2.24% while YFFI yields 5.29%, so YFFI currently pays the higher dividend yield.
Is YFFI better than VYM?
VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.