IVV vs YFYA
iShares Core S&P 500 ETF vs Yields for You Income Strategy A ETF
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | IVV | YFYA | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 1.25% | |
| AUM | $865.2B | $22M | |
| Dividend Yield | 1.09% | 5.18% | |
| Holdings | 508 | 10 | |
| YTD Return | +14.50% | +2.37% | |
| 1Y Return | +22.02% | +4.27% | |
| 3Y Return (annualized) | +21.80% | - | |
| 5Y Return (annualized) | +13.37% | - | |
| Volatility (annualized) | 15.1% | 1.8% | |
| Max Drawdown | -56.5% | -2.3% | |
| Fund Family | iShares by BlackRock (US) | Teucrium | |
| Category | Equity | Fixed Income | |
| Inception | May 15, 2000 | Jan 31, 2025 |
IVV vs YFYA Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Yields for You Income Strategy A ETF (YFYA) is a ETF from Teucrium. Over the past year IVV returned +22.02% while YFYA returned +4.27%. Year to date, IVV is up 14.50% versus a gain of 2.37% for YFYA.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 1.8% for YFYA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -2.3% for YFYA. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.84. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while YFYA charges 1.25%. On a $10,000 position that is $3 vs $125 annually, a gap of $122 per year that compounds over a long holding period. On income, IVV currently yields 1.09% against 5.18% for YFYA.
Holdings Overlap
IVV and YFYA share 0 holdings out of 513 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, IVV or YFYA?
IVV has an expense ratio of 0.03% while YFYA charges 1.25%. IVV is the cheaper option. On a $10,000 investment, that is $122 per year of difference.
Which performed better, IVV or YFYA?
Over the past year IVV returned +22.02% vs +4.27% for YFYA, so IVV leads on 1-year performance. Over the longest common window we track (2 years), IVV annualized +7.07% vs +3.57% for YFYA. Past performance does not guarantee future results.
Which is riskier, IVV or YFYA?
IVV has been the more volatile fund at 15.1% annualized versus 1.8% for YFYA. Worst drawdown: IVV -56.5% vs YFYA -2.3%.
Should I hold both IVV and YFYA?
IVV and YFYA have a monthly-return correlation of 0.84, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between IVV and YFYA?
IVV and YFYA share 0 common holdings with a 0.0% weight overlap. Combined, they hold 513 unique securities.
Which pays a higher dividend, IVV or YFYA?
IVV yields 1.09% while YFYA yields 5.18%, so YFYA currently pays the higher dividend yield.
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