VYM vs YFYA
Vanguard High Dividend Yield ETF vs Yields for You Income Strategy A ETF
Which is better, VYM or YFYA?
VYM has been ahead.
VYM has a lower expense ratio. VYM led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VYM | YFYA |
|---|---|---|
| Expense Ratio | 0.04%Best | 1.25% |
| AUM | $81.6B | $11M |
| Dividend Yield | 2.22% | 5.20% |
| Holdings | 613 | 10 |
| YTD Return | +10.23%Best | +2.26% |
| 1Y Return | +14.28%Best | +3.54% |
| 3Y Return (annualized) | +17.50% | - |
| 5Y Return (annualized) | +11.60% | - |
| Volatility (annualized) | 10.3% | 1.8%Best |
| Max Drawdown | -14.5% | -2.3%Best |
| $10,000 over 1.6 years | $12,303Best | $10,525 |
| Top 10 Weight | 26.1% | - |
| Fund Family | Vanguard (US) | Teucrium |
| Category | Equity | Fixed Income |
| Style | Large Cap Value | - |
| Inception | Nov 10, 2006 | Jan 31, 2025 |
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Jan 31, 2025 to Sep 23, 2026 (1.6 years).
VYM vs YFYA growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
VYM vs YFYA Performance
Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US) and Yields for You Income Strategy A ETF (YFYA) is an ETF from Teucrium. Over the past year VYM returned +14.28% while YFYA returned +3.54%. Year to date, VYM is up 10.23% versus a gain of 2.26% for YFYA.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 10.3% compared with 1.8% for YFYA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.5% for VYM and -2.3% for YFYA. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VYM charges 0.04% per year while YFYA charges 1.25%. On a $10,000 position that is $4 vs $125 annually, a gap of $121 per year that compounds over a long holding period. On income, VYM currently yields 2.22% against 5.20% for YFYA.
Holdings Overlap
We hold position weights for 557 holdings in VYM and 8 in YFYA, totalling 99.2% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 557 positions we hold weights for in VYM and 8 in YFYA, against full books of 613 and 10.
What only one of them owns
Our book lists 8 positions for YFYA that do not appear in our book for VYM (99.5% of the fund), and 528 for VYM that do not appear in YFYA (97.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of VYM and YFYA you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VYM or YFYA?
VYM has an expense ratio of 0.04% while YFYA charges 1.25%. VYM is the cheaper option, by $121 a year on a $10,000 investment.
Which performed better, VYM or YFYA?
Over the past year VYM returned +14.28% vs +3.54% for YFYA, so VYM leads on 1-year performance. Over the longest common window we track (2 years), VYM annualized +13.83% vs +3.25% for YFYA. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VYM or YFYA?
VYM has been the more volatile fund at 10.3% annualized versus 1.8% for YFYA. Worst drawdown: VYM -14.5% vs YFYA -2.3%.
Should I hold both VYM and YFYA?
VYM and YFYA have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VYM or YFYA?
VYM yields 2.22% while YFYA yields 5.20%, so YFYA currently pays the higher dividend yield.
Is YFYA better than VYM?
VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.