Quick Verdict

VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.

Lower Fees: VXUSHigher Returns: VXUSMore Diversified: VXUS

Side-by-Side Comparison

MetricVXUSYFYAWinner
Expense Ratio0.05%1.25%
AUM$156.5B$22M
Dividend Yield2.60%5.18%
Holdings8,74710
YTD Return+14.57%+2.26%
1Y Return+27.82%+4.53%
3Y Return (annualized)+19.27%-
5Y Return (annualized)+9.28%-
Volatility (annualized)15.1%1.8%
Max Drawdown-39.9%-2.3%
Fund FamilyVanguard (US)Teucrium
CategoryEquityFixed Income
InceptionJan 26, 2011Jan 31, 2025

VXUS vs YFYA Performance

Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US) and Yields for You Income Strategy A ETF (YFYA) is a ETF from Teucrium. Over the past year VXUS returned +27.82% while YFYA returned +4.53%. Year to date, VXUS is up 14.57% versus a gain of 2.26% for YFYA.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 1.8% for YFYA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -39.9% for VXUS and -2.3% for YFYA. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

VXUS charges 0.05% per year while YFYA charges 1.25%. On a $10,000 position that is $5 vs $125 annually, a gap of $120 per year that compounds over a long holding period. On income, VXUS currently yields 2.60% against 5.18% for YFYA.

Holdings Overlap

0.0%overlap

VXUS and YFYA share 0 holdings out of 7869 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VXUS or YFYA?

VXUS has an expense ratio of 0.05% while YFYA charges 1.25%. VXUS is the cheaper option. On a $10,000 investment, that is $120 per year of difference.

Which performed better, VXUS or YFYA?

Over the past year VXUS returned +27.82% vs +4.53% for YFYA, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), VXUS annualized +4.86% vs +3.54% for YFYA. Past performance does not guarantee future results.

Which is riskier, VXUS or YFYA?

VXUS has been the more volatile fund at 15.1% annualized versus 1.8% for YFYA. Worst drawdown: VXUS -39.9% vs YFYA -2.3%.

Should I hold both VXUS and YFYA?

VXUS and YFYA have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VXUS and YFYA?

VXUS and YFYA share 0 common holdings with a 0.0% weight overlap. Combined, they hold 7869 unique securities.

Which pays a higher dividend, VXUS or YFYA?

VXUS yields 2.60% while YFYA yields 5.18%, so YFYA currently pays the higher dividend yield.

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