IYF vs VXUS
iShares US Financials ETF vs Vanguard Total International Stock ETF
Which is better, IYF or VXUS?
Large Cap Value against Large Cap Blend.
VXUS has a lower expense ratio. IYF led over 3Y, 5Y and the full window, VXUS over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IYF | VXUS |
|---|---|---|
| Expense Ratio | 0.38% | 0.05%Best |
| AUM | $4.3B | $158.1B |
| Dividend Yield | 1.40% | 2.51% |
| Holdings | 147 | 8,747 |
| YTD Return | +4.94% | +13.03%Best |
| 1Y Return | +8.80% | +20.20%Best |
| 3Y Return (annualized) | +21.86%Best | +19.23% |
| 5Y Return (annualized) | +12.03%Best | +8.73% |
| Volatility (annualized) | 17.1% | 15.0%Best |
| Max Drawdown | -42.6% | -39.9%Best |
| $10,000 over 5 years | $17,647Best | $15,197 |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | May 22, 2000 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jan 28, 2011 to Sep 14, 2026 (15.6 years).
IYF vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 15.6 years both funds cover.
IYF vs VXUS Performance
iShares US Financials ETF (IYF) is an ETF from iShares by BlackRock (US) and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year IYF returned +8.80% while VXUS returned +20.20%. Year to date, IYF is up 4.94% versus a gain of 13.03% for VXUS.
Over three years, IYF compounded at +21.86% per year against +19.23% for VXUS; over five years the annualized figures are +12.03% and +8.73% respectively. Across the full 16-year window we track, IYF has the edge at +10.91% annualized vs +4.74%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IYF has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 15.0% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -42.6% for IYF and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IYF charges 0.38% per year while VXUS charges 0.05%. On a $10,000 position that is $38 vs $5 annually, a gap of $33 per year that compounds over a long holding period. On income, IYF currently yields 1.40% against 2.51% for VXUS.
Holdings Overlap
At least 1.1% of IYF's money is in holdings VXUS also owns.
Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
IYF and VXUS share little of their money.
3 positions in common, counted across the 142 positions we hold weights for in IYF and 8,082 in VXUS, against full books of 147 and 8,747.
You are not choosing between two funds in isolation.
Whichever of IYF and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IYF or VXUS?
IYF has an expense ratio of 0.38% while VXUS charges 0.05%. VXUS is the cheaper option, by $33 a year on a $10,000 investment.
Which performed better, IYF or VXUS?
Over the past year IYF returned +8.80% vs +20.20% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (16 years), IYF annualized +10.91% vs +4.74% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IYF or VXUS?
IYF has been the more volatile fund at 17.1% annualized versus 15.0% for VXUS. Worst drawdown: IYF -42.6% vs VXUS -39.9%.
Should I hold both IYF and VXUS?
IYF and VXUS have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between IYF and VXUS?
At least 1.1% of IYF's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 3 positions in common, counted across the 142 positions we hold weights for in IYF and 8,082 in VXUS.
Which pays a higher dividend, IYF or VXUS?
IYF yields 1.40% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.
Is VXUS better than IYF?
VXUS has a lower expense ratio. IYF led over 3Y, 5Y and the full window, VXUS over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.