JEMA vs SCHD
JPMorgan ActiveBuilders Emerging Markets Equity ETF vs Schwab US Dividend Equity ETF
Which is better, JEMA or SCHD?
All Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. JEMA led over 1Y and 3Y, SCHD over 5Y and the full window. JEMA is less concentrated, with 35.9% of the fund in its ten largest positions against 41.5%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JEMA | SCHD |
|---|---|---|
| Expense Ratio | 0.34% | 0.06%Best |
| AUM | $1.7B | $112.2B |
| Dividend Yield | 2.41% | 3.13% |
| Holdings | 543 | 103 |
| YTD Return | +26.63% | +27.56%Best |
| 1Y Return | +47.18%Best | +30.29% |
| 3Y Return (annualized) | +24.48%Best | +16.37% |
| 5Y Return (annualized) | +7.69% | +10.23%Best |
| Volatility (annualized) | 17.7% | 14.3%Best |
| Max Drawdown | -39.5% | -16.9%Best |
| $10,000 over 5 years | $14,484 | $16,274Best |
| Top 10 Weight | 35.9%Best | 41.5% |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | All Cap Blend | Large Cap Value |
| Inception | Mar 10, 2021 | Oct 20, 2011 |
Volatility and max drawdown are measured over the window both funds cover: Mar 11, 2021 to Sep 4, 2026 (5.5 years).
JEMA vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.5 years both funds cover.
JEMA vs SCHD Performance
JPMorgan ActiveBuilders Emerging Markets Equity ETF (JEMA) is an ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year JEMA returned +47.18% while SCHD returned +30.29%. Year to date, JEMA is up 26.63% versus a gain of 27.56% for SCHD.
Over three years, JEMA compounded at +24.48% per year against +16.37% for SCHD; over five years the annualized figures are +7.69% and +10.23% respectively. Across the full 6-year window we track, SCHD has the edge at +10.87% annualized vs +7.07%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
JEMA has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 14.3% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -39.5% for JEMA and -16.9% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.52. They move together some of the time, and apart the rest.
Fees and Cost Over Time
JEMA charges 0.34% per year while SCHD charges 0.06%. On a $10,000 position that is $34 vs $6 annually, a gap of $28 per year that compounds over a long holding period. On income, JEMA currently yields 2.41% against 3.13% for SCHD.
Holdings Overlap
We hold position weights for 508 holdings in JEMA and 100 in SCHD, totalling 96.9% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 508 positions we hold weights for in JEMA and 100 in SCHD, against full books of 543 and 103.
What only one of them owns
Our book lists 99 positions for SCHD that do not appear in our book for JEMA (99.9% of the fund), and 17 for JEMA that do not appear in SCHD (2.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of JEMA and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JEMA or SCHD?
JEMA has an expense ratio of 0.34% while SCHD charges 0.06%. SCHD is the cheaper option, by $28 a year on a $10,000 investment.
Which performed better, JEMA or SCHD?
Over the past year JEMA returned +47.18% vs +30.29% for SCHD, so JEMA leads on 1-year performance. Over the longest common window we track (6 years), JEMA annualized +7.07% vs +10.87% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JEMA or SCHD?
JEMA has been the more volatile fund at 17.7% annualized versus 14.3% for SCHD. Worst drawdown: JEMA -39.5% vs SCHD -16.9%.
Should I hold both JEMA and SCHD?
JEMA and SCHD have a monthly-return correlation of 0.52, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, JEMA or SCHD?
JEMA yields 2.41% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
Is SCHD better than JEMA?
SCHD has a lower expense ratio. JEMA led over 1Y and 3Y, SCHD over 5Y and the full window. JEMA is less concentrated, with 35.9% of the fund in its ten largest positions against 41.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.