JEMB vs SCHD
Janus Henderson Emerging Markets Debt Hard Currency ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. JEMB offers more diversification with 343 holdings.
Side-by-Side Comparison
| Metric | JEMB | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.52% | 0.06% | |
| AUM | $476M | $108.7B | |
| Dividend Yield | 6.95% | 3.13% | |
| Holdings | 343 | 104 | |
| YTD Return | +3.29% | +26.54% | |
| 1Y Return | +7.37% | +30.90% | |
| 3Y Return (annualized) | - | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | 5.6% | 13.6% | |
| Max Drawdown | -5.4% | -33.4% | |
| Fund Family | Janus Henderson Investors | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Aug 13, 2024 | Oct 20, 2011 |
JEMB vs SCHD Performance
Janus Henderson Emerging Markets Debt Hard Currency ETF (JEMB) is a ETF from Janus Henderson Investors and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JEMB returned +7.37% while SCHD returned +30.90%. Year to date, JEMB is up 3.29% versus a gain of 26.54% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 5.6% for JEMB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.4% for JEMB and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JEMB charges 0.52% per year while SCHD charges 0.06%. On a $10,000 position that is $52 vs $6 annually, a gap of $46 per year that compounds over a long holding period. On income, JEMB currently yields 6.95% against 3.13% for SCHD.
Holdings Overlap
JEMB and SCHD share 0 holdings out of 196 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JEMB or SCHD?
JEMB has an expense ratio of 0.52% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
Which performed better, JEMB or SCHD?
Over the past year JEMB returned +7.37% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), JEMB annualized +9.54% vs +11.51% for SCHD. Past performance does not guarantee future results.
Which is riskier, JEMB or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 5.6% for JEMB. Worst drawdown: JEMB -5.4% vs SCHD -33.4%.
Should I hold both JEMB and SCHD?
JEMB and SCHD have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JEMB and SCHD?
JEMB and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 196 unique securities.
Which pays a higher dividend, JEMB or SCHD?
JEMB yields 6.95% while SCHD yields 3.13%, so JEMB currently pays the higher dividend yield.
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