JEMB vs VTI
Janus Henderson Emerging Markets Debt Hard Currency ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | JEMB | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.52% | 0.03% | |
| AUM | $476M | $666.9B | |
| Dividend Yield | 6.95% | 1.07% | |
| Holdings | 343 | 3,543 | |
| YTD Return | +3.61% | +13.67% | |
| 1Y Return | +8.56% | +22.17% | |
| 3Y Return (annualized) | - | +21.93% | |
| 5Y Return (annualized) | - | +12.51% | |
| Volatility (annualized) | 5.6% | 15.3% | |
| Max Drawdown | -5.4% | -56.6% | |
| Fund Family | Janus Henderson Investors | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Aug 13, 2024 | May 24, 2001 |
JEMB vs VTI Performance
Janus Henderson Emerging Markets Debt Hard Currency ETF (JEMB) is a ETF from Janus Henderson Investors and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JEMB returned +8.56% while VTI returned +22.17%. Year to date, JEMB is up 3.61% versus a gain of 13.67% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.6% for JEMB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -5.4% for JEMB and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
JEMB charges 0.52% per year while VTI charges 0.03%. On a $10,000 position that is $52 vs $3 annually, a gap of $49 per year that compounds over a long holding period. On income, JEMB currently yields 6.95% against 1.07% for VTI.
Holdings Overlap
JEMB and VTI share 0 holdings out of 2883 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JEMB or VTI?
JEMB has an expense ratio of 0.52% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $49 per year of difference.
Which performed better, JEMB or VTI?
Over the past year JEMB returned +8.56% vs +22.17% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), JEMB annualized +9.64% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, JEMB or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 5.6% for JEMB. Worst drawdown: JEMB -5.4% vs VTI -56.6%.
Should I hold both JEMB and VTI?
JEMB and VTI have a monthly-return correlation of 0.72, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JEMB and VTI?
JEMB and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2883 unique securities.
Which pays a higher dividend, JEMB or VTI?
JEMB yields 6.95% while VTI yields 1.07%, so JEMB currently pays the higher dividend yield.
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