JFR vs VOO
Nuveen Floating Rate Income Fund vs Vanguard S&P 500 ETF
Which is better, JFR or VOO?
Bank Loan against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JFR | VOO |
|---|---|---|
| Expense Ratio | 5.52% | 0.03%Best |
| AUM | - | $997.4B |
| Dividend Yield | 11.84% | 1.08% |
| Holdings | 450 | 509 |
| YTD Return | +5.62% | +13.81%Best |
| 1Y Return | +2.12% | +21.53%Best |
| 3Y Return (annualized) | +10.23% | +21.46%Best |
| 5Y Return (annualized) | +5.48% | +12.87%Best |
| Volatility (annualized) | 11.7%Best | 14.1% |
| Max Drawdown | -60.9% | -34.3%Best |
| $10,000 over 5 years | $13,057 | $18,319Best |
| Fund Family | Nuveen | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Bank Loan | Large Cap Blend |
| Inception | Mar 25, 2004 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 9, 2010 to Sep 3, 2026 (16 years).
JFR vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
JFR vs VOO Performance
Nuveen Floating Rate Income Fund (JFR) is an ETF from Nuveen and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year JFR returned +2.12% while VOO returned +21.53%. Year to date, JFR is up 5.62% versus a gain of 13.81% for VOO.
Over three years, JFR compounded at +10.23% per year against +21.46% for VOO; over five years the annualized figures are +5.48% and +12.87% respectively. Across the full 16-year window we track, VOO has the edge at +13.51% annualized vs +1.32%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 11.7% for JFR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -60.9% for JFR and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.63. They move together some of the time, and apart the rest.
Fees and Cost Over Time
JFR charges 5.52% per year while VOO charges 0.03%. On a $10,000 position that is $552 vs $3 annually, a gap of $549 per year that compounds over a long holding period. On income, JFR currently yields 11.84% against 1.08% for VOO.
Holdings Overlap
We hold position weights for 270 holdings in JFR and 505 in VOO, totalling 110.0% and 99.9% of the two funds. That is not enough of JFR to divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
The two holdings books were reported 242 days apart, JFR as of Oct 31, 2025 and VOO as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
1 positions in common, counted across the 270 positions we hold weights for in JFR and 505 in VOO, against full books of 450 and 509.
Top Shared Holdings
| Stock | Weight in JFR | Weight in VOO | Difference |
|---|---|---|---|
| LYBLyondellbasell-a | 0.00% | 0.02% | 0.02% |
You are not choosing between two funds in isolation.
Whichever of JFR and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JFR or VOO?
JFR has an expense ratio of 5.52% while VOO charges 0.03%. VOO is the cheaper option, by $549 a year on a $10,000 investment.
Which performed better, JFR or VOO?
Over the past year JFR returned +2.12% vs +21.53% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), JFR annualized +1.32% vs +13.51% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JFR or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 11.7% for JFR. Worst drawdown: JFR -60.9% vs VOO -34.3%.
Should I hold both JFR and VOO?
JFR and VOO have a monthly-return correlation of 0.63, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, JFR or VOO?
JFR yields 11.84% while VOO yields 1.08%, so JFR currently pays the higher dividend yield.
Is VOO better than JFR?
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.