JHLN vs SCHD
John Hancock Global Senior Loan ETF vs Schwab US Dividend Equity ETF
Which is better, JHLN or SCHD?
Bank Loan against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JHLN | SCHD |
|---|---|---|
| Expense Ratio | 0.62% | 0.06%Best |
| AUM | $640M | $112.1B |
| Dividend Yield | 5.46% | 3.00% |
| Holdings | 466 | 103 |
| YTD Return | +2.42% | +24.59%Best |
| 1Y Return | +3.57% | +28.14%Best |
| 3Y Return (annualized) | - | +15.58% |
| 5Y Return (annualized) | - | +9.90% |
| Volatility (annualized) | 2.4%Best | 13.3% |
| Max Drawdown | -1.5%Best | -4.6% |
| $10,000 over 1.1 years | $10,380 | $12,940Best |
| Fund Family | John Hancock Investment Management | Charles Schwab Asset Management |
| Category | Fixed Income | Equity |
| Style | Bank Loan | Large Cap Value |
| Inception | Aug 20, 2025 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Aug 20, 2025 to Sep 10, 2026 (1.1 years).
JHLN vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
JHLN vs SCHD Performance
John Hancock Global Senior Loan ETF (JHLN) is an ETF from John Hancock Investment Management and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year JHLN returned +3.57% while SCHD returned +28.14%. Year to date, JHLN is up 2.42% versus a gain of 24.59% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.3% compared with 2.4% for JHLN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.5% for JHLN and -4.6% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.13. They move largely independently of each other.
Fees and Cost Over Time
JHLN charges 0.62% per year while SCHD charges 0.06%. On a $10,000 position that is $62 vs $6 annually, a gap of $56 per year that compounds over a long holding period. On income, JHLN currently yields 5.46% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 124 holdings in JHLN and 100 in SCHD, totalling 72.8% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 153 days apart, JHLN as of Mar 31, 2026 and SCHD as of Aug 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 124 positions we hold weights for in JHLN and 100 in SCHD, against full books of 466 and 103.
You are not choosing between two funds in isolation.
Whichever of JHLN and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JHLN or SCHD?
JHLN has an expense ratio of 0.62% while SCHD charges 0.06%. SCHD is the cheaper option, by $56 a year on a $10,000 investment.
Which performed better, JHLN or SCHD?
Over the past year JHLN returned +3.57% vs +28.14% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), JHLN annualized +3.45% vs +26.40% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JHLN or SCHD?
SCHD has been the more volatile fund at 13.3% annualized versus 2.4% for JHLN. Worst drawdown: JHLN -1.5% vs SCHD -4.6%.
Should I hold both JHLN and SCHD?
JHLN and SCHD have a monthly-return correlation of 0.13, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, JHLN or SCHD?
JHLN yields 5.46% while SCHD yields 3.00%, so JHLN currently pays the higher dividend yield.
Is SCHD better than JHLN?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.