JHLN vs VTI
John Hancock Global Senior Loan ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | JHLN | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.62% | 0.03% | |
| AUM | $640M | $666.9B | |
| Dividend Yield | 4.90% | 1.07% | |
| Holdings | 196 | 3,543 | |
| YTD Return | +2.08% | +13.14% | |
| 1Y Return | +3.31% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 2.4% | 15.3% | |
| Max Drawdown | -1.5% | -56.6% | |
| Fund Family | John Hancock Investment Management | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Aug 20, 2025 | May 24, 2001 |
JHLN vs VTI Performance
John Hancock Global Senior Loan ETF (JHLN) is a ETF from John Hancock Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JHLN returned +3.31% while VTI returned +22.35%. Year to date, JHLN is up 2.08% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 2.4% for JHLN. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -1.5% for JHLN and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
JHLN charges 0.62% per year while VTI charges 0.03%. On a $10,000 position that is $62 vs $3 annually, a gap of $59 per year that compounds over a long holding period. On income, JHLN currently yields 4.90% against 1.07% for VTI.
Holdings Overlap
JHLN and VTI share 0 holdings out of 2911 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JHLN or VTI?
JHLN has an expense ratio of 0.62% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, JHLN or VTI?
Over the past year JHLN returned +3.31% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), JHLN annualized +3.30% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, JHLN or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 2.4% for JHLN. Worst drawdown: JHLN -1.5% vs VTI -56.6%.
Should I hold both JHLN and VTI?
JHLN and VTI have a monthly-return correlation of 0.78, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JHLN and VTI?
JHLN and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2911 unique securities.
Which pays a higher dividend, JHLN or VTI?
JHLN yields 4.90% while VTI yields 1.07%, so JHLN currently pays the higher dividend yield.
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