JPC vs VTI
Nuveen Preferred & Income Opportunities Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, JPC or VTI?
Preferred Stock against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JPC | VTI |
|---|---|---|
| Expense Ratio | 2.14% | 0.03%Best |
| AUM | - | $666.9B |
| Dividend Yield | 9.87% | 1.03% |
| Holdings | 260 | 3,543 |
| YTD Return | -9.41% | +13.60%Best |
| 1Y Return | -6.97% | +18.17%Best |
| 3Y Return (annualized) | +13.19% | +23.04%Best |
| 5Y Return (annualized) | +1.37% | +12.14%Best |
| Volatility (annualized) | 18.3% | 15.0%Best |
| Max Drawdown | -82.5% | -56.6%Best |
| $10,000 over 5 years | $10,704 | $17,734Best |
| Fund Family | Nuveen | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Preferred Stock | Large Cap Blend |
| Inception | Mar 26, 2003 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Mar 27, 2003 to Sep 25, 2026 (23.5 years).
JPC vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
JPC vs VTI Performance
Nuveen Preferred & Income Opportunities Fund (JPC) is an ETF from Nuveen and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year JPC returned -6.97% while VTI returned +18.17%. Year to date, JPC is down 9.41% versus a gain of 13.60% for VTI.
Over three years, JPC compounded at +13.19% per year against +23.04% for VTI; over five years the annualized figures are +1.37% and +12.14% respectively. Across the full 24-year window we track, VTI has the edge at +10.32% annualized vs -1.28%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
JPC has been the more volatile fund, with annualized monthly volatility of 18.3% compared with 15.0% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -82.5% for JPC and -56.6% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
JPC charges 2.14% per year while VTI charges 0.03%. On a $10,000 position that is $214 vs $3 annually, a gap of $211 per year that compounds over a long holding period. On income, JPC currently yields 9.87% against 1.03% for VTI.
Holdings Overlap
At least 1.0% of VTI's money is in holdings JPC also owns.
Only one direction is shown: for JPC, our book for it lists positions totalling 132.1% of the fund, which is what a leveraged book looks like and is not a denominator we can divide by.
VTI and JPC share little of their money.
The two holdings books were reported 181 days apart, JPC as of Jan 31, 2026 and VTI as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
7 positions in common, counted across the 214 positions we hold weights for in JPC and 3,463 in VTI, against full books of 260 and 3,543.
Top Shared Holdings
| Stock | Weight in JPC | Weight in VTI | Difference |
|---|---|---|---|
| CCitigroup Inc V/R /Perp | 0.45% | 0.30% | 0.15% |
| AIZAssurant, Inc. | 0.72% | 0.02% | 0.70% |
| GMGeneral Motors Financial Co Inc | 0.54% | 0.11% | 0.43% |
| MSMorgan Stanley | 0.02% | 0.35% | 0.33% |
| PLDPrologis Inc | 0.15% | 0.19% | 0.04% |
| SIGISelective Insurance Group Inc | 0.07% | 0.01% | 0.06% |
| LYBLyondellbasell-a | 0.00% | 0.02% | 0.02% |
You are not choosing between two funds in isolation.
Whichever of JPC and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JPC or VTI?
JPC has an expense ratio of 2.14% while VTI charges 0.03%. VTI is the cheaper option, by $211 a year on a $10,000 investment.
Which performed better, JPC or VTI?
Over the past year JPC returned -6.97% vs +18.17% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (24 years), JPC annualized -1.28% vs +10.32% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JPC or VTI?
JPC has been the more volatile fund at 18.3% annualized versus 15.0% for VTI. Worst drawdown: JPC -82.5% vs VTI -56.6%.
Should I hold both JPC and VTI?
JPC and VTI have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between JPC and VTI?
At least 1.0% of VTI's money is in holdings JPC also owns. Our book for JPC is partial, so the real figure is this or higher. They hold 7 positions in common, counted across the 214 positions we hold weights for in JPC and 3,463 in VTI.
Which pays a higher dividend, JPC or VTI?
JPC yields 9.87% while VTI yields 1.03%, so JPC currently pays the higher dividend yield.
Is VTI better than JPC?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.