JPEM vs SCHD
JPMorgan Diversified Return Emerging Markets Equity ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. JPEM offers more diversification with 517 holdings.
Side-by-Side Comparison
| Metric | JPEM | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.44% | 0.06% | |
| AUM | $385M | $103.7B | |
| Dividend Yield | 4.71% | 3.31% | |
| Holdings | 574 | 104 | |
| YTD Return | +9.31% | +25.33% | |
| 1Y Return | +19.96% | +32.31% | |
| 3Y Return (annualized) | +14.02% | +15.40% | |
| 5Y Return (annualized) | +7.20% | +9.70% | |
| Volatility (annualized) | 15.1% | 13.6% | |
| Max Drawdown | -43.8% | -33.4% | |
| Fund Family | J.P. Morgan Asset Management | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Jan 7, 2015 | Oct 20, 2011 |
JPEM vs SCHD Performance
JPMorgan Diversified Return Emerging Markets Equity ETF (JPEM) is a ETF from J.P. Morgan Asset Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year JPEM returned +19.96% while SCHD returned +32.31%. Year to date, JPEM is up 9.31% versus a gain of 25.33% for SCHD.
Over three years, JPEM compounded at +14.02% per year against +15.40% for SCHD; over five years the annualized figures are +7.20% and +9.70% respectively. Across the full 12-year window we track, SCHD has the edge at +11.45% annualized vs +4.43%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
JPEM has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -43.8% for JPEM and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JPEM charges 0.44% per year while SCHD charges 0.06%. On a $10,000 position that is $44 vs $6 annually, a gap of $38 per year that compounds over a long holding period. On income, JPEM currently yields 4.71% against 3.31% for SCHD.
Holdings Overlap
JPEM and SCHD share 0 holdings out of 617 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JPEM or SCHD?
JPEM has an expense ratio of 0.44% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $38 per year of difference.
Which performed better, JPEM or SCHD?
Over the past year JPEM returned +19.96% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (12 years), JPEM annualized +4.43% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, JPEM or SCHD?
JPEM has been the more volatile fund at 15.1% annualized versus 13.6% for SCHD. Worst drawdown: JPEM -43.8% vs SCHD -33.4%.
Should I hold both JPEM and SCHD?
JPEM and SCHD have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JPEM and SCHD?
JPEM and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 617 unique securities.
Which pays a higher dividend, JPEM or SCHD?
JPEM yields 4.71% while SCHD yields 3.31%, so JPEM currently pays the higher dividend yield.
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