JPO vs VTI
YieldMax JP Option Income Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, JPO or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | JPO | VTI |
|---|---|---|
| Expense Ratio | 1.04% | 0.03%Best |
| AUM | $50M | $666.9B |
| Dividend Yield | 31.70% | 1.03% |
| Holdings | 16 | 3,543 |
| YTD Return | +7.02% | +12.57%Best |
| 1Y Return | +12.79% | +17.22%Best |
| 3Y Return (annualized) | +16.60% | +20.87%Best |
| 5Y Return (annualized) | - | +11.86% |
| Volatility (annualized) | 15.4% | 12.8%Best |
| Max Drawdown | -24.8% | -19.3%Best |
| $10,000 over 3 years | $15,852 | $17,659Best |
| Fund Family | YieldMax ETF | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Sep 11, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Sep 12, 2023 to Sep 11, 2026 (3 years).
JPO vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.
JPO vs VTI Performance
YieldMax JP Option Income Strategy ETF (JPO) is an ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year JPO returned +12.79% while VTI returned +17.22%. Year to date, JPO is up 7.02% versus a gain of 12.57% for VTI.
Over three years, JPO compounded at +16.60% per year against +20.87% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
JPO has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 12.8% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -24.8% for JPO and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.62. They move together some of the time, and apart the rest.
Fees and Cost Over Time
JPO charges 1.04% per year while VTI charges 0.03%. On a $10,000 position that is $104 vs $3 annually, a gap of $101 per year that compounds over a long holding period. On income, JPO currently yields 31.70% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 2 holdings in JPO and 2,787 in VTI, totalling 23.0% and 90.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 63 days apart, JPO as of Sep 1, 2026 and VTI as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 2 positions we hold weights for in JPO and 2,787 in VTI, against full books of 16 and 3,543.
You are not choosing between two funds in isolation.
Whichever of JPO and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, JPO or VTI?
JPO has an expense ratio of 1.04% while VTI charges 0.03%. VTI is the cheaper option, by $101 a year on a $10,000 investment.
Which performed better, JPO or VTI?
Over the past year JPO returned +12.79% vs +17.22% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, JPO or VTI?
JPO has been the more volatile fund at 15.4% annualized versus 12.8% for VTI. Worst drawdown: JPO -24.8% vs VTI -19.3%.
Should I hold both JPO and VTI?
JPO and VTI have a monthly-return correlation of 0.62, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, JPO or VTI?
JPO yields 31.70% while VTI yields 1.03%, so JPO currently pays the higher dividend yield.
Is VTI better than JPO?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.