JUCY vs SPY
Aptus Enhanced Yield ETF vs State Street SPDR S&P 500 ETF Trust
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.
Side-by-Side Comparison
| Metric | JUCY | SPY | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.09% | |
| AUM | $318M | $789.1B | |
| Dividend Yield | 8.83% | 1.01% | |
| Holdings | 11 | 505 | |
| YTD Return | -1.01% | +13.39% | |
| 1Y Return | +1.46% | +22.52% | |
| 3Y Return (annualized) | +2.78% | +21.36% | |
| 5Y Return (annualized) | - | +13.19% | |
| Volatility (annualized) | 1.8% | 15.3% | |
| Max Drawdown | -2.1% | -56.5% | |
| Fund Family | Aptus ETFs | State Street Investment Management | |
| Category | Fixed Income | Equity | |
| Inception | Oct 31, 2022 | Jan 22, 1993 |
JUCY vs SPY Performance
Aptus Enhanced Yield ETF (JUCY) is a ETF from Aptus ETFs and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year JUCY returned +1.46% while SPY returned +22.52%. Year to date, JUCY is down 1.01% versus a gain of 13.39% for SPY.
Over three years, JUCY compounded at +2.78% per year against +21.36% for SPY. Across the full 4-year window we track, SPY has the edge at +8.84% annualized vs +3.12%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 1.8% for JUCY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.1% for JUCY and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.10. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JUCY charges 0.60% per year while SPY charges 0.09%. On a $10,000 position that is $60 vs $9 annually, a gap of $51 per year that compounds over a long holding period. On income, JUCY currently yields 8.83% against 1.01% for SPY.
Holdings Overlap
JUCY and SPY share 0 holdings out of 510 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JUCY or SPY?
JUCY has an expense ratio of 0.60% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $51 per year of difference.
Which performed better, JUCY or SPY?
Over the past year JUCY returned +1.46% vs +22.52% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (4 years), JUCY annualized +3.12% vs +8.84% for SPY. Past performance does not guarantee future results.
Which is riskier, JUCY or SPY?
SPY has been the more volatile fund at 15.3% annualized versus 1.8% for JUCY. Worst drawdown: JUCY -2.1% vs SPY -56.5%.
Should I hold both JUCY and SPY?
JUCY and SPY have a monthly-return correlation of -0.10, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JUCY and SPY?
JUCY and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 510 unique securities.
Which pays a higher dividend, JUCY or SPY?
JUCY yields 8.83% while SPY yields 1.01%, so JUCY currently pays the higher dividend yield.
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