JUCY vs VTI
Aptus Enhanced Yield ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | JUCY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.03% | |
| AUM | $318M | $663.5B | |
| Dividend Yield | 8.83% | 1.07% | |
| Holdings | 11 | 3,543 | |
| YTD Return | -1.01% | +13.87% | |
| 1Y Return | +1.46% | +23.31% | |
| 3Y Return (annualized) | +2.78% | +21.17% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 1.8% | 15.3% | |
| Max Drawdown | -2.1% | -56.6% | |
| Fund Family | Aptus ETFs | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Oct 31, 2022 | May 24, 2001 |
JUCY vs VTI Performance
Aptus Enhanced Yield ETF (JUCY) is a ETF from Aptus ETFs and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year JUCY returned +1.46% while VTI returned +23.31%. Year to date, JUCY is down 1.01% versus a gain of 13.87% for VTI.
Over three years, JUCY compounded at +2.78% per year against +21.17% for VTI. Across the full 4-year window we track, VTI has the edge at +8.13% annualized vs +3.12%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 1.8% for JUCY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -2.1% for JUCY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at -0.11. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
JUCY charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, JUCY currently yields 8.83% against 1.07% for VTI.
Holdings Overlap
JUCY and VTI share 0 holdings out of 2790 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, JUCY or VTI?
JUCY has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $57 per year of difference.
Which performed better, JUCY or VTI?
Over the past year JUCY returned +1.46% vs +23.31% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), JUCY annualized +3.12% vs +8.13% for VTI. Past performance does not guarantee future results.
Which is riskier, JUCY or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 1.8% for JUCY. Worst drawdown: JUCY -2.1% vs VTI -56.6%.
Should I hold both JUCY and VTI?
JUCY and VTI have a monthly-return correlation of -0.11, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between JUCY and VTI?
JUCY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2790 unique securities.
Which pays a higher dividend, JUCY or VTI?
JUCY yields 8.83% while VTI yields 1.07%, so JUCY currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.