JUCY vs VYM

JUCY vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricJUCYVYMWinner
Expense Ratio0.60%0.04%
AUM$332M$81.6B
Dividend Yield8.85%2.24%
Holdings14616
YTD Return-1.59%+14.84%
1Y Return+0.55%+20.88%
3Y Return (annualized)+2.60%+18.34%
5Y Return (annualized)-+12.04%
Volatility (annualized)1.8%14.6%
Max Drawdown-2.2%-58.8%
Fund FamilyAptus ETFsVanguard (US)
CategoryFixed IncomeEquity
InceptionOct 31, 2022Nov 10, 2006

JUCY vs VYM Performance

Aptus Enhanced Yield ETF (JUCY) is a ETF from Aptus ETFs and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year JUCY returned +0.55% while VYM returned +20.88%. Year to date, JUCY is down 1.59% versus a gain of 14.84% for VYM.

Over three years, JUCY compounded at +2.60% per year against +18.34% for VYM. Across the full 4-year window we track, VYM has the edge at +7.01% annualized vs +2.92%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 1.8% for JUCY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -2.2% for JUCY and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.04. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

JUCY charges 0.60% per year while VYM charges 0.04%. On a $10,000 position that is $60 vs $4 annually, a gap of $56 per year that compounds over a long holding period. On income, JUCY currently yields 8.85% against 2.24% for VYM.

Holdings Overlap

0.0%overlap

JUCY and VYM share 0 holdings out of 610 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, JUCY or VYM?

JUCY has an expense ratio of 0.60% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $56 per year of difference.

Which performed better, JUCY or VYM?

Over the past year JUCY returned +0.55% vs +20.88% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (4 years), JUCY annualized +2.92% vs +7.01% for VYM. Past performance does not guarantee future results.

Which is riskier, JUCY or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 1.8% for JUCY. Worst drawdown: JUCY -2.2% vs VYM -58.8%.

Should I hold both JUCY and VYM?

JUCY and VYM have a monthly-return correlation of -0.04, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between JUCY and VYM?

JUCY and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 610 unique securities.

Which pays a higher dividend, JUCY or VYM?

JUCY yields 8.85% while VYM yields 2.24%, so JUCY currently pays the higher dividend yield.

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