KBUF vs SCHD
KBUF vs SCHD
KraneShares 90% KWEB Defined Outcome January 2026 ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | KBUF | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.01% | 0.06% | |
| AUM | $7M | $103.7B | |
| Dividend Yield | 8.92% | 3.31% | |
| Holdings | 4 | 104 | |
| YTD Return | -11.45% | +24.26% | |
| 1Y Return | -5.26% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 12.7% | 13.6% | |
| Max Drawdown | -21.1% | -33.4% | |
| Fund Family | KraneShares | Charles Schwab Asset Management | |
| Category | Alternative | Equity | |
| Inception | Feb 8, 2024 | Oct 20, 2011 |
KBUF vs SCHD Performance
KraneShares 90% KWEB Defined Outcome January 2026 ETF (KBUF) is a ETF from KraneShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year KBUF returned -5.26% while SCHD returned +31.38%. Year to date, KBUF is down 11.45% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.7% for KBUF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.1% for KBUF and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.10. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
KBUF charges 1.01% per year while SCHD charges 0.06%. On a $10,000 position that is $101 vs $6 annually, a gap of $95 per year that compounds over a long holding period. On income, KBUF currently yields 8.92% against 3.31% for SCHD.
Holdings Overlap
KBUF and SCHD share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, KBUF or SCHD?
KBUF has an expense ratio of 1.01% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $95 per year of difference.
Which performed better, KBUF or SCHD?
Over the past year KBUF returned -5.26% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), KBUF annualized +9.25% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, KBUF or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.7% for KBUF. Worst drawdown: KBUF -21.1% vs SCHD -33.4%.
Should I hold both KBUF and SCHD?
KBUF and SCHD have a monthly-return correlation of 0.10, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between KBUF and SCHD?
KBUF and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, KBUF or SCHD?
KBUF yields 8.92% while SCHD yields 3.31%, so KBUF currently pays the higher dividend yield.
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