KNOW vs SCHD
Fundamentals First ETF vs Schwab US Dividend Equity ETF
Which is better, KNOW or SCHD?
Allocation/Balanced against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. KNOW is less concentrated, with 30.5% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | KNOW | SCHD |
|---|---|---|
| Expense Ratio | 1.09% | 0.06%Best |
| AUM | $9M | $112.1B |
| Dividend Yield | 1.27% | 3.00% |
| Holdings | 90 | 103 |
| YTD Return | +10.71% | +24.23%Best |
| 1Y Return | +12.18% | +27.90%Best |
| 3Y Return (annualized) | - | +15.55% |
| 5Y Return (annualized) | - | +9.97% |
| Volatility (annualized) | 10.6%Best | 13.2% |
| Max Drawdown | -16.0%Best | -16.1% |
| $10,000 over 2.6 years | $12,598 | $14,460Best |
| Top 10 Weight | 30.5%Best | 41.8% |
| Fund Family | Fundamentals First Fund | Charles Schwab Asset Management |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Value |
| Inception | Jan 26, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Feb 27, 2024 to Sep 17, 2026 (2.6 years).
KNOW vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
KNOW vs SCHD Performance
Fundamentals First ETF (KNOW) is an ETF from Fundamentals First Fund and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year KNOW returned +12.18% while SCHD returned +27.90%. Year to date, KNOW is up 10.71% versus a gain of 24.23% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.2% compared with 10.6% for KNOW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.0% for KNOW and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
KNOW charges 1.09% per year while SCHD charges 0.06%. On a $10,000 position that is $109 vs $6 annually, a gap of $103 per year that compounds over a long holding period. On income, KNOW currently yields 1.27% against 3.00% for SCHD.
Holdings Overlap
4.8% of KNOW's money is in holdings SCHD also owns. 5.7% of SCHD's money is in holdings KNOW also owns.
SCHD and KNOW share little of their money.
4 positions in common, counted across the 87 positions we hold weights for in KNOW and 100 in SCHD, against full books of 90 and 103.
What only one of them owns
Our book lists 95 positions for SCHD that do not appear in our book for KNOW (94.3% of the fund), and 58 for KNOW that do not appear in SCHD (72.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of KNOW and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, KNOW or SCHD?
KNOW has an expense ratio of 1.09% while SCHD charges 0.06%. SCHD is the cheaper option, by $103 a year on a $10,000 investment.
Which performed better, KNOW or SCHD?
Over the past year KNOW returned +12.18% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, KNOW or SCHD?
SCHD has been the more volatile fund at 13.2% annualized versus 10.6% for KNOW. Worst drawdown: KNOW -16.0% vs SCHD -16.1%.
Should I hold both KNOW and SCHD?
KNOW and SCHD have a monthly-return correlation of 0.70, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between KNOW and SCHD?
5.7% of SCHD's money is in holdings KNOW also owns. 5.7% of SCHD's is in holdings KNOW also owns. They hold 4 positions in common, counted across the 87 positions we hold weights for in KNOW and 100 in SCHD.
Which pays a higher dividend, KNOW or SCHD?
KNOW yields 1.27% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than KNOW?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. KNOW is less concentrated, with 30.5% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.