KNOW vs SCHD
KNOW vs SCHD
Fundamentals First ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | KNOW | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 1.09% | 0.06% | |
| AUM | $7M | $103.7B | |
| Dividend Yield | 1.25% | 3.31% | |
| Holdings | 90 | 104 | |
| YTD Return | +14.50% | +24.26% | |
| 1Y Return | +19.41% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 10.6% | 13.6% | |
| Max Drawdown | -16.0% | -33.4% | |
| Fund Family | Fundamentals First Fund | Charles Schwab Asset Management | |
| Category | Allocation/Balanced | Equity | |
| Inception | Jan 26, 2024 | Oct 20, 2011 |
KNOW vs SCHD Performance
Fundamentals First ETF (KNOW) is a ETF from Fundamentals First Fund and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year KNOW returned +19.41% while SCHD returned +31.38%. Year to date, KNOW is up 14.50% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 10.6% for KNOW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.0% for KNOW and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
KNOW charges 1.09% per year while SCHD charges 0.06%. On a $10,000 position that is $109 vs $6 annually, a gap of $103 per year that compounds over a long holding period. On income, KNOW currently yields 1.25% against 3.31% for SCHD.
Holdings Overlap
KNOW and SCHD share 4 holdings out of 186 unique holdings combined, representing a 3.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in KNOW | Weight in SCHD | Difference |
|---|---|---|---|
| ADP | 0.95% | 2.54% | 1.59% |
| SNA | 1.63% | 0.54% | 1.09% |
| FAST | 0.78% | 1.34% | 0.56% |
| PAYX | Pro | Pro | Pro |
See all 4 holdings KNOW shares with SCHD Exact weights in each fund and the difference, for every overlapping position. Get FundXLS Pro: $29/moFirst 500 subscribers, then $49/mo. Cancel anytime. | |||
Frequently Asked Questions
Which is cheaper, KNOW or SCHD?
KNOW has an expense ratio of 1.09% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $103 per year of difference.
Which performed better, KNOW or SCHD?
Over the past year KNOW returned +19.41% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), KNOW annualized +11.26% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, KNOW or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 10.6% for KNOW. Worst drawdown: KNOW -16.0% vs SCHD -33.4%.
Should I hold both KNOW and SCHD?
KNOW and SCHD have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between KNOW and SCHD?
KNOW and SCHD share 4 common holdings with a 3.1% weight overlap. Combined, they hold 186 unique securities.
Which pays a higher dividend, KNOW or SCHD?
KNOW yields 1.25% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.