Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricKNOWVTIWinner
Expense Ratio1.09%0.03%
AUM$7M$663.5B
Dividend Yield1.25%1.07%
Holdings903,543
YTD Return+14.50%+14.20%
1Y Return+19.41%+24.16%
3Y Return (annualized)-+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)10.6%15.3%
Max Drawdown-16.0%-56.6%
Fund FamilyFundamentals First FundVanguard (US)
CategoryAllocation/BalancedEquity
InceptionJan 26, 2024May 24, 2001

KNOW vs VTI Performance

Fundamentals First ETF (KNOW) is a ETF from Fundamentals First Fund and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year KNOW returned +19.41% while VTI returned +24.16%. Year to date, KNOW is up 14.50% versus a gain of 14.20% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 10.6% for KNOW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -16.0% for KNOW and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

KNOW charges 1.09% per year while VTI charges 0.03%. On a $10,000 position that is $109 vs $3 annually, a gap of $106 per year that compounds over a long holding period. On income, KNOW currently yields 1.25% against 1.07% for VTI.

Holdings Overlap

6.3%overlap

KNOW and VTI share 42 holdings out of 2831 unique holdings combined, representing a 6.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in KNOWWeight in VTIDifference
GOOG2.39%2.27%0.12%
MSFT0.22%3.81%3.59%
KLAC2.97%0.54%2.43%
LRCXProProPro
PHProProPro
LIN:IEProProPro
HUBBProProPro
SNAProProPro
MCDProProPro
GWWProProPro
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Frequently Asked Questions

Which is cheaper, KNOW or VTI?

KNOW has an expense ratio of 1.09% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $106 per year of difference.

Which performed better, KNOW or VTI?

Over the past year KNOW returned +19.41% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), KNOW annualized +11.26% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, KNOW or VTI?

VTI has been the more volatile fund at 15.3% annualized versus 10.6% for KNOW. Worst drawdown: KNOW -16.0% vs VTI -56.6%.

Should I hold both KNOW and VTI?

KNOW and VTI have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between KNOW and VTI?

KNOW and VTI share 42 common holdings with a 6.3% weight overlap. Combined, they hold 2831 unique securities.

Which pays a higher dividend, KNOW or VTI?

KNOW yields 1.25% while VTI yields 1.07%, so KNOW currently pays the higher dividend yield.

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