KNOW vs VTI
Fundamentals First ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, KNOW or VTI?
Allocation/Balanced against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window. KNOW is less concentrated, with 30.5% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | KNOW | VTI |
|---|---|---|
| Expense Ratio | 1.09% | 0.03%Best |
| AUM | $9M | $666.9B |
| Dividend Yield | 1.27% | 1.03% |
| Holdings | 90 | 3,543 |
| YTD Return | +10.04% | +11.06%Best |
| 1Y Return | +11.47% | +15.41%Best |
| 3Y Return (annualized) | - | +20.48% |
| 5Y Return (annualized) | - | +11.52% |
| Volatility (annualized) | 10.7%Best | 12.3% |
| Max Drawdown | -16.0%Best | -19.3% |
| $10,000 over 2.6 years | $12,523 | $15,327Best |
| Top 10 Weight | 30.5%Best | 33.3% |
| Fund Family | Fundamentals First Fund | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Blend |
| Inception | Jan 26, 2024 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 2.6 years row, are measured over the window both funds cover: Feb 27, 2024 to Sep 16, 2026 (2.6 years).
KNOW vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.6 years both funds cover.
KNOW vs VTI Performance
Fundamentals First ETF (KNOW) is an ETF from Fundamentals First Fund and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year KNOW returned +11.47% while VTI returned +15.41%. Year to date, KNOW is up 10.04% versus a gain of 11.06% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.3% compared with 10.7% for KNOW. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.0% for KNOW and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
KNOW charges 1.09% per year while VTI charges 0.03%. On a $10,000 position that is $109 vs $3 annually, a gap of $106 per year that compounds over a long holding period. On income, KNOW currently yields 1.27% against 1.03% for VTI.
Holdings Overlap
44.9% of KNOW's money is in holdings VTI also owns. 11.1% of VTI's money is in holdings KNOW also owns.
The two portfolios partly overlap.
46 positions in common, counted across the 87 positions we hold weights for in KNOW and 3,463 in VTI, against full books of 90 and 3,543.
What only one of them owns
Our book lists 1,113 positions for VTI that do not appear in our book for KNOW (86.3% of the fund), and 16 for KNOW that do not appear in VTI (32.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in KNOW | Weight in VTI | Difference |
|---|---|---|---|
| MSFTMicrosoft Corp | 0.62% | 4.79% | 4.17% |
| GOOGAlphabet Inc | 2.59% | 2.31% | 0.28% |
| LRCXLam Research Corp | 2.34% | 0.51% | 1.83% |
| KLACKla Corp | 2.26% | 0.33% | 1.93% |
| LINLinde Plc Ordinary Shares | 1.53% | 0.31% | 1.22% |
| GWWWw Grainger Inc. | 1.59% | 0.09% | 1.50% |
| SNASnap-On Inc. | 1.58% | 0.03% | 1.55% |
| ATOAtmos Energy Corp | 1.52% | 0.04% | 1.48% |
| PLBCPlumas Bancorp | 1.51% | 0.00% | 1.51% |
| PHParker-Hannifin Corp. | 1.31% | 0.17% | 1.14% |
44.9% of KNOW is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, KNOW or VTI?
KNOW has an expense ratio of 1.09% while VTI charges 0.03%. VTI is the cheaper option, by $106 a year on a $10,000 investment.
Which performed better, KNOW or VTI?
Over the past year KNOW returned +11.47% vs +15.41% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, KNOW or VTI?
VTI has been the more volatile fund at 12.3% annualized versus 10.7% for KNOW. Worst drawdown: KNOW -16.0% vs VTI -19.3%.
Should I hold both KNOW and VTI?
KNOW and VTI have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between KNOW and VTI?
44.9% of KNOW's money is in holdings VTI also owns. 11.1% of VTI's is in holdings KNOW also owns. They hold 46 positions in common, counted across the 87 positions we hold weights for in KNOW and 3,463 in VTI.
Which pays a higher dividend, KNOW or VTI?
KNOW yields 1.27% while VTI yields 1.03%, so KNOW currently pays the higher dividend yield.
Is VTI better than KNOW?
VTI has a lower expense ratio. VTI led over 1Y and the full window. KNOW is less concentrated, with 30.5% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.