KOID vs SCHD

KOID vs SCHD
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Quick Verdict

SCHD has a lower expense ratio. KOID delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: KOIDMore Diversified: SCHD

Side-by-Side Comparison

MetricKOIDSCHDWinner
Expense Ratio0.69%0.06%
AUM$318M$108.7B
Dividend Yield0.75%3.13%
Holdings57104
YTD Return+20.96%+26.54%
1Y Return+40.57%+30.90%
3Y Return (annualized)-+16.29%
5Y Return (annualized)-+9.65%
Volatility (annualized)32.2%13.6%
Max Drawdown-19.6%-33.4%
Fund FamilyKraneSharesCharles Schwab Asset Management
CategoryEquityEquity
InceptionAug 1, 2020Oct 20, 2011

KOID vs SCHD Performance

KraneShares Global Humanoid Robotics and Physical AI Index ETF (KOID) is a ETF from KraneShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year KOID returned +40.57% while SCHD returned +30.90%. Year to date, KOID is up 20.96% versus a gain of 26.54% for SCHD.

Risk: Volatility and Drawdowns

KOID has been the more volatile fund, with annualized monthly volatility of 32.2% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -19.6% for KOID and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.33. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

KOID charges 0.69% per year while SCHD charges 0.06%. On a $10,000 position that is $69 vs $6 annually, a gap of $63 per year that compounds over a long holding period. On income, KOID currently yields 0.75% against 3.13% for SCHD.

Holdings Overlap

2.0%overlap

KOID and SCHD share 1 holdings out of 148 unique holdings combined, representing a 2.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in KOIDWeight in SCHDDifference
TXN2.01%3.53%1.52%

Frequently Asked Questions

Which is cheaper, KOID or SCHD?

KOID has an expense ratio of 0.69% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $63 per year of difference.

Which performed better, KOID or SCHD?

Over the past year KOID returned +40.57% vs +30.90% for SCHD, so KOID leads on 1-year performance. Over the longest common window we track (1 years), KOID annualized +45.52% vs +11.51% for SCHD. Past performance does not guarantee future results.

Which is riskier, KOID or SCHD?

KOID has been the more volatile fund at 32.2% annualized versus 13.6% for SCHD. Worst drawdown: KOID -19.6% vs SCHD -33.4%.

Should I hold both KOID and SCHD?

KOID and SCHD have a monthly-return correlation of 0.33, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between KOID and SCHD?

KOID and SCHD share 1 common holdings with a 2.0% weight overlap. Combined, they hold 148 unique securities.

Which pays a higher dividend, KOID or SCHD?

KOID yields 0.75% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.

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