KONG vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricKONGSCHDWinner
Expense Ratio0.89%0.06%
AUM$22M$103.7B
Dividend Yield0.36%3.31%
Holdings54104
YTD Return+8.96%+25.33%
1Y Return+11.06%+32.31%
3Y Return (annualized)+9.04%+15.40%
5Y Return (annualized)+6.03%+9.70%
Volatility (annualized)12.4%13.6%
Max Drawdown-20.0%-33.4%
Fund FamilyFormidable FundsCharles Schwab Asset Management
CategoryEquityEquity
InceptionJul 21, 2021Oct 20, 2011

KONG vs SCHD Performance

Formidable Fortress ETF (KONG) is a ETF from Formidable Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year KONG returned +11.06% while SCHD returned +32.31%. Year to date, KONG is up 8.96% versus a gain of 25.33% for SCHD.

Over three years, KONG compounded at +9.04% per year against +15.40% for SCHD; over five years the annualized figures are +6.03% and +9.70% respectively. Across the full 5-year window we track, SCHD has the edge at +11.45% annualized vs +6.19%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.4% for KONG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.0% for KONG and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

KONG charges 0.89% per year while SCHD charges 0.06%. On a $10,000 position that is $89 vs $6 annually, a gap of $83 per year that compounds over a long holding period. On income, KONG currently yields 0.36% against 3.31% for SCHD.

Holdings Overlap

5.0%overlap

KONG and SCHD share 5 holdings out of 127 unique holdings combined, representing a 5.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in KONGWeight in SCHDDifference
FAST4.78%1.34%3.44%
ADP1.63%2.54%0.91%
SNA3.22%0.54%2.68%
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Frequently Asked Questions

Which is cheaper, KONG or SCHD?

KONG has an expense ratio of 0.89% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $83 per year of difference.

Which performed better, KONG or SCHD?

Over the past year KONG returned +11.06% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), KONG annualized +6.19% vs +11.45% for SCHD. Past performance does not guarantee future results.

Which is riskier, KONG or SCHD?

SCHD has been the more volatile fund at 13.6% annualized versus 12.4% for KONG. Worst drawdown: KONG -20.0% vs SCHD -33.4%.

Should I hold both KONG and SCHD?

KONG and SCHD have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between KONG and SCHD?

KONG and SCHD share 5 common holdings with a 5.0% weight overlap. Combined, they hold 127 unique securities.

Which pays a higher dividend, KONG or SCHD?

KONG yields 0.36% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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