KOOL vs SCHD
KOOL vs SCHD
North Shore Equity Rotation ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | KOOL | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.94% | 0.06% | |
| AUM | $57M | $103.7B | |
| Dividend Yield | 0.43% | 3.31% | |
| Holdings | 41 | 104 | |
| YTD Return | +15.39% | +24.26% | |
| 1Y Return | +22.18% | +31.38% | |
| 3Y Return (annualized) | - | +15.08% | |
| 5Y Return (annualized) | - | +9.72% | |
| Volatility (annualized) | 12.4% | 13.6% | |
| Max Drawdown | -20.6% | -33.4% | |
| Fund Family | North Shore Indices | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | Apr 1, 2024 | Oct 20, 2011 |
KOOL vs SCHD Performance
North Shore Equity Rotation ETF (KOOL) is a ETF from North Shore Indices and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year KOOL returned +22.18% while SCHD returned +31.38%. Year to date, KOOL is up 15.39% versus a gain of 24.26% for SCHD.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 12.4% for KOOL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.6% for KOOL and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.41. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
KOOL charges 0.94% per year while SCHD charges 0.06%. On a $10,000 position that is $94 vs $6 annually, a gap of $88 per year that compounds over a long holding period. On income, KOOL currently yields 0.43% against 3.31% for SCHD.
Holdings Overlap
KOOL and SCHD share 0 holdings out of 138 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, KOOL or SCHD?
KOOL has an expense ratio of 0.94% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $88 per year of difference.
Which performed better, KOOL or SCHD?
Over the past year KOOL returned +22.18% vs +31.38% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), KOOL annualized +18.47% vs +11.39% for SCHD. Past performance does not guarantee future results.
Which is riskier, KOOL or SCHD?
SCHD has been the more volatile fund at 13.6% annualized versus 12.4% for KOOL. Worst drawdown: KOOL -20.6% vs SCHD -33.4%.
Should I hold both KOOL and SCHD?
KOOL and SCHD have a monthly-return correlation of 0.41, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between KOOL and SCHD?
KOOL and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 138 unique securities.
Which pays a higher dividend, KOOL or SCHD?
KOOL yields 0.43% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.
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