KOOL vs SCHD
North Shore Equity Rotation ETF vs Schwab US Dividend Equity ETF
Which is better, KOOL or SCHD?
Large Cap Growth against Large Cap Value.
SCHD has a lower expense ratio. KOOL led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 43.1%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | KOOL | SCHD |
|---|---|---|
| Expense Ratio | 0.93% | 0.06%Best |
| AUM | $60M | $112.1B |
| Dividend Yield | 0.42% | 3.00% |
| Holdings | 42 | 103 |
| YTD Return | +15.16% | +23.46%Best |
| 1Y Return | +17.43% | +27.20%Best |
| 3Y Return (annualized) | - | +15.41% |
| 5Y Return (annualized) | - | +10.16% |
| Volatility (annualized) | 12.1%Best | 13.1% |
| Max Drawdown | -20.6% | -16.1%Best |
| $10,000 over 2.5 years | $14,947Best | $13,846 |
| Top 10 Weight | 43.1% | 41.8%Best |
| Fund Family | North Shore Indices | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Value |
| Inception | Apr 1, 2024 | Oct 20, 2011 |
Volatility and max drawdown, and the $10,000 over 2.5 years row, are measured over the window both funds cover: Apr 2, 2024 to Sep 18, 2026 (2.5 years).
KOOL vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.5 years both funds cover.
KOOL vs SCHD Performance
North Shore Equity Rotation ETF (KOOL) is an ETF from North Shore Indices and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year KOOL returned +17.43% while SCHD returned +27.20%. Year to date, KOOL is up 15.16% versus a gain of 23.46% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.1% compared with 12.1% for KOOL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.6% for KOOL and -16.1% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.42. They move together some of the time, and apart the rest.
Fees and Cost Over Time
KOOL charges 0.93% per year while SCHD charges 0.06%. On a $10,000 position that is $93 vs $6 annually, a gap of $87 per year that compounds over a long holding period. On income, KOOL currently yields 0.42% against 3.00% for SCHD.
Holdings Overlap
1.9% of KOOL's money is in holdings SCHD also owns. 1.0% of SCHD's money is in holdings KOOL also owns.
KOOL and SCHD share little of their money.
1 positions in common, counted across the 44 positions we hold weights for in KOOL and 100 in SCHD, against full books of 42 and 103.
What only one of them owns
Our book lists 98 positions for SCHD that do not appear in our book for KOOL (99.0% of the fund), and 39 for KOOL that do not appear in SCHD (90.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in KOOL | Weight in SCHD | Difference |
|---|---|---|---|
| ADMArcher-Daniels-Midland Co. | 1.87% | 0.96% | 0.91% |
You are not choosing between two funds in isolation.
Whichever of KOOL and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, KOOL or SCHD?
KOOL has an expense ratio of 0.93% while SCHD charges 0.06%. SCHD is the cheaper option, by $87 a year on a $10,000 investment.
Which performed better, KOOL or SCHD?
Over the past year KOOL returned +17.43% vs +27.20% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, KOOL or SCHD?
SCHD has been the more volatile fund at 13.1% annualized versus 12.1% for KOOL. Worst drawdown: KOOL -20.6% vs SCHD -16.1%.
Should I hold both KOOL and SCHD?
KOOL and SCHD have a monthly-return correlation of 0.42, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between KOOL and SCHD?
1.9% of KOOL's money is in holdings SCHD also owns. 1.0% of SCHD's is in holdings KOOL also owns. They hold 1 positions in common, counted across the 44 positions we hold weights for in KOOL and 100 in SCHD.
Which pays a higher dividend, KOOL or SCHD?
KOOL yields 0.42% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than KOOL?
SCHD has a lower expense ratio. KOOL led over the full window, SCHD over 1Y. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 43.1%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.