KOOL vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricKOOLSPYWinner
Expense Ratio0.94%0.09%
AUM$57M$789.1B
Dividend Yield0.43%1.01%
Holdings41505
YTD Return+15.39%+13.79%
1Y Return+22.18%+23.66%
3Y Return (annualized)-+21.40%
5Y Return (annualized)-+13.37%
Volatility (annualized)12.4%15.3%
Max Drawdown-20.6%-56.5%
Fund FamilyNorth Shore IndicesState Street Investment Management
CategoryEquityEquity
InceptionApr 1, 2024Jan 22, 1993

KOOL vs SPY Performance

North Shore Equity Rotation ETF (KOOL) is a ETF from North Shore Indices and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year KOOL returned +22.18% while SPY returned +23.66%. Year to date, KOOL is up 15.39% versus a gain of 13.79% for SPY.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.4% for KOOL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -20.6% for KOOL and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

KOOL charges 0.94% per year while SPY charges 0.09%. On a $10,000 position that is $94 vs $9 annually, a gap of $85 per year that compounds over a long holding period. On income, KOOL currently yields 0.43% against 1.01% for SPY.

Holdings Overlap

23.6%overlap

KOOL and SPY share 20 holdings out of 521 unique holdings combined, representing a 23.6% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in KOOLWeight in SPYDifference
NVDA5.55%7.31%1.76%
AAPL3.57%7.09%3.52%
AMZN4.49%3.69%0.80%
GOOGLProProPro
METAProProPro
AVGOProProPro
PWRProProPro
GEVProProPro
JNJProProPro
KMIProProPro
See all 10 holdings KOOL shares with SPY
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Frequently Asked Questions

Which is cheaper, KOOL or SPY?

KOOL has an expense ratio of 0.94% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $85 per year of difference.

Which performed better, KOOL or SPY?

Over the past year KOOL returned +22.18% vs +23.66% for SPY, so SPY leads on 1-year performance. Over the longest common window we track (2 years), KOOL annualized +18.47% vs +8.85% for SPY. Past performance does not guarantee future results.

Which is riskier, KOOL or SPY?

SPY has been the more volatile fund at 15.3% annualized versus 12.4% for KOOL. Worst drawdown: KOOL -20.6% vs SPY -56.5%.

Should I hold both KOOL and SPY?

KOOL and SPY have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between KOOL and SPY?

KOOL and SPY share 20 common holdings with a 23.6% weight overlap. Combined, they hold 521 unique securities.

Which pays a higher dividend, KOOL or SPY?

KOOL yields 0.43% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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