KOOL vs VTI
North Shore Equity Rotation ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | KOOL | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.94% | 0.03% | |
| AUM | $57M | $663.5B | |
| Dividend Yield | 0.43% | 1.07% | |
| Holdings | 41 | 3,543 | |
| YTD Return | +15.39% | +14.20% | |
| 1Y Return | +22.18% | +24.16% | |
| 3Y Return (annualized) | - | +21.12% | |
| 5Y Return (annualized) | - | +12.37% | |
| Volatility (annualized) | 12.4% | 15.3% | |
| Max Drawdown | -20.6% | -56.6% | |
| Fund Family | North Shore Indices | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Apr 1, 2024 | May 24, 2001 |
KOOL vs VTI Performance
North Shore Equity Rotation ETF (KOOL) is a ETF from North Shore Indices and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year KOOL returned +22.18% while VTI returned +24.16%. Year to date, KOOL is up 15.39% versus a gain of 14.20% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 12.4% for KOOL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -20.6% for KOOL and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
KOOL charges 0.94% per year while VTI charges 0.03%. On a $10,000 position that is $94 vs $3 annually, a gap of $91 per year that compounds over a long holding period. On income, KOOL currently yields 0.43% against 1.07% for VTI.
Holdings Overlap
KOOL and VTI share 22 holdings out of 2799 unique holdings combined, representing a 22.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, KOOL or VTI?
KOOL has an expense ratio of 0.94% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $91 per year of difference.
Which performed better, KOOL or VTI?
Over the past year KOOL returned +22.18% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), KOOL annualized +18.47% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, KOOL or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 12.4% for KOOL. Worst drawdown: KOOL -20.6% vs VTI -56.6%.
Should I hold both KOOL and VTI?
KOOL and VTI have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between KOOL and VTI?
KOOL and VTI share 22 common holdings with a 22.4% weight overlap. Combined, they hold 2799 unique securities.
Which pays a higher dividend, KOOL or VTI?
KOOL yields 0.43% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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