KYLD vs SCHD
Kurv High Income ETF vs Schwab US Dividend Equity ETF
Which is better, KYLD or SCHD?
Option Writing against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | KYLD | SCHD |
|---|---|---|
| Expense Ratio | 1.08% | 0.06%Best |
| AUM | $53M | $111.6B |
| Dividend Yield | 27.99% | 3.24% |
| Holdings | 17 | 206 |
| YTD Return | -5.50% | +26.92%Best |
| 1Y Return | -14.21% | +33.81%Best |
| 3Y Return (annualized) | - | +17.21% |
| 5Y Return (annualized) | - | +9.94% |
| Volatility (annualized) | 24.6% | 14.9%Best |
| Fund Family | Kurv | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Value |
| Inception | Oct 30, 2025 | Oct 20, 2011 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
KYLD vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
KYLD vs SCHD Performance
Kurv High Income ETF (KYLD) is an ETF from Kurv and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year KYLD returned -14.21% while SCHD returned +33.81%. Year to date, KYLD is down 5.50% versus a gain of 26.92% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
KYLD has been the more volatile fund, with annualized monthly volatility of 24.6% compared with 14.9% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at -0.01. They move largely independently of each other.
Fees and Cost Over Time
KYLD charges 1.08% per year while SCHD charges 0.06%. On a $10,000 position that is $108 vs $6 annually, a gap of $102 per year that compounds over a long holding period. On income, KYLD currently yields 27.99% against 3.24% for SCHD.
Holdings Overlap
We hold position weights for 17 holdings in KYLD and 98 in SCHD, totalling 75.5% and 99.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 17 positions we hold weights for in KYLD and 98 in SCHD, against full books of 17 and 206.
You are not choosing between two funds in isolation.
Whichever of KYLD and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, KYLD or SCHD?
KYLD has an expense ratio of 1.08% while SCHD charges 0.06%. SCHD is the cheaper option, by $102 a year on a $10,000 investment.
Which performed better, KYLD or SCHD?
Over the past year KYLD returned -14.21% vs +33.81% for SCHD, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, KYLD or SCHD?
KYLD has been the more volatile fund at 24.6% annualized versus 14.9% for SCHD.
Should I hold both KYLD and SCHD?
KYLD and SCHD have a monthly-return correlation of -0.01, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, KYLD or SCHD?
KYLD yields 27.99% while SCHD yields 3.24%, so KYLD currently pays the higher dividend yield.
Is SCHD better than KYLD?
SCHD has a lower expense ratio. SCHD led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.