KYLD vs VTI
Kurv High Income ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, KYLD or VTI?
Option Writing against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | KYLD | VTI |
|---|---|---|
| Expense Ratio | 1.08% | 0.03%Best |
| AUM | $53M | $689.2B |
| Dividend Yield | 27.99% | 1.06% |
| Holdings | 17 | 3,524 |
| YTD Return | -8.74% | +13.43%Best |
| 1Y Return | -17.14% | +13.28%Best |
| 3Y Return (annualized) | - | +24.15% |
| 5Y Return (annualized) | - | +11.35% |
| Volatility (annualized) | 25.4% | 13.1%Best |
| Fund Family | Kurv | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Oct 30, 2025 | May 24, 2001 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
KYLD vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
KYLD vs VTI Performance
Kurv High Income ETF (KYLD) is an ETF from Kurv and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year KYLD returned -17.14% while VTI returned +13.28%. Year to date, KYLD is down 8.74% versus a gain of 13.43% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
KYLD has been the more volatile fund, with annualized monthly volatility of 25.4% compared with 13.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
KYLD charges 1.08% per year while VTI charges 0.03%. On a $10,000 position that is $108 vs $3 annually, a gap of $105 per year that compounds over a long holding period. On income, KYLD currently yields 27.99% against 1.06% for VTI.
Holdings Overlap
At least 4.4% of VTI's money is in holdings KYLD also owns.
Stated as a floor: for KYLD, our book for it covers 75.5% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and KYLD share little of their money.
10 positions in common, counted across the 17 positions we hold weights for in KYLD and 3,441 in VTI, against full books of 17 and 3,524.
Top Shared Holdings
| Stock | Weight in KYLD | Weight in VTI | Difference |
|---|---|---|---|
| AMDAdvanced Micro Devices Inc | 7.73% | 1.04% | 6.69% |
| TERTeradyne Inc - Common | 7.01% | 0.07% | 6.94% |
| AVGOBroadcom Inc | 3.81% | 2.38% | 1.43% |
| INTCIntel Corporation | 5.36% | 0.51% | 4.85% |
| HWMHowmet Aerospace | 5.42% | 0.13% | 5.29% |
| HOODRobinhood Markets Inc - A | 4.62% | 0.11% | 4.51% |
| VSTVistra Energy Corp. | 4.17% | 0.06% | 4.11% |
| BWXTBwx Technologies, Inc. | 3.75% | 0.02% | 3.73% |
| HIMSHims & Hers Health Inc | 3.58% | 0.01% | 3.57% |
| RDDTReddit Inc-Cl A | 3.54% | 0.03% | 3.51% |
You are not choosing between two funds in isolation.
Whichever of KYLD and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, KYLD or VTI?
KYLD has an expense ratio of 1.08% while VTI charges 0.03%. VTI is the cheaper option, by $105 a year on a $10,000 investment.
Which performed better, KYLD or VTI?
Over the past year KYLD returned -17.14% vs +13.28% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, KYLD or VTI?
KYLD has been the more volatile fund at 25.4% annualized versus 13.1% for VTI.
Should I hold both KYLD and VTI?
KYLD and VTI have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between KYLD and VTI?
At least 4.4% of VTI's money is in holdings KYLD also owns. Our book for KYLD is partial, so the real figure is this or higher. They hold 10 positions in common, counted across the 17 positions we hold weights for in KYLD and 3,441 in VTI.
Which pays a higher dividend, KYLD or VTI?
KYLD yields 27.99% while VTI yields 1.06%, so KYLD currently pays the higher dividend yield.
Is VTI better than KYLD?
VTI has a lower expense ratio. VTI led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.