LAYS vs VTI
STKd 100% NVDA & 100% AMD ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. LAYS delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | LAYS | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.29% | 0.03% | |
| AUM | $6M | $666.9B | |
| Dividend Yield | 15.43% | 1.07% | |
| Holdings | 5 | 3,543 | |
| YTD Return | +33.00% | +13.14% | |
| 1Y Return | +413.40% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 115.8% | 15.3% | |
| Max Drawdown | -47.2% | -56.6% | |
| Fund Family | Quantify Funds | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Mar 5, 2025 | May 24, 2001 |
LAYS vs VTI Performance
STKd 100% NVDA & 100% AMD ETF (LAYS) is a ETF from Quantify Funds and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year LAYS returned +413.40% while VTI returned +22.35%. Year to date, LAYS is up 33.00% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
LAYS has been the more volatile fund, with annualized monthly volatility of 115.8% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -47.2% for LAYS and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
LAYS charges 1.29% per year while VTI charges 0.03%. On a $10,000 position that is $129 vs $3 annually, a gap of $126 per year that compounds over a long holding period. On income, LAYS currently yields 15.43% against 1.07% for VTI.
Holdings Overlap
LAYS and VTI share 0 holdings out of 2789 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, LAYS or VTI?
LAYS has an expense ratio of 1.29% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $126 per year of difference.
Which performed better, LAYS or VTI?
Over the past year LAYS returned +413.40% vs +22.35% for VTI, so LAYS leads on 1-year performance. Over the longest common window we track (1 years), LAYS annualized +236.85% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, LAYS or VTI?
LAYS has been the more volatile fund at 115.8% annualized versus 15.3% for VTI. Worst drawdown: LAYS -47.2% vs VTI -56.6%.
Should I hold both LAYS and VTI?
LAYS and VTI have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between LAYS and VTI?
LAYS and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2789 unique securities.
Which pays a higher dividend, LAYS or VTI?
LAYS yields 15.43% while VTI yields 1.07%, so LAYS currently pays the higher dividend yield.
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