LAYS vs VXUS
STKd 100% NVDA & 100% AMD ETF vs Vanguard Total International Stock ETF
Which is better, LAYS or VXUS?
Multi Alternative against Large Cap Blend.
VXUS has a lower expense ratio. LAYS led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | LAYS | VXUS |
|---|---|---|
| Expense Ratio | 1.29% | 0.05%Best |
| AUM | $6M | $158.1B |
| Dividend Yield | 15.43% | 2.51% |
| Holdings | 5 | 8,747 |
| Volatility (annualized) | 115.8% | 12.9%Best |
| Max Drawdown | -47.2% | -13.6%Best |
| $10,000 over 1.1 years | $38,035Best | $13,247 |
| Fund Family | Quantify Funds | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Mar 5, 2025 | Jan 26, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 140 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. LAYS has data through Apr 23, 2026 and VXUS through Sep 10, 2026.
Volatility and max drawdown, and the $10,000 over 1.1 years row, are measured over the window both funds cover: Mar 6, 2025 to Apr 23, 2026 (1.1 years).
Risk: Volatility and Drawdowns
LAYS has been the more volatile fund, with annualized monthly volatility of 115.8% compared with 12.9% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -47.2% for LAYS and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.22. They move largely independently of each other.
Fees and Cost Over Time
LAYS charges 1.29% per year while VXUS charges 0.05%. On a $10,000 position that is $129 vs $5 annually, a gap of $124 per year that compounds over a long holding period. On income, LAYS currently yields 15.43% against 2.51% for VXUS.
Holdings Overlap
We hold position weights for 2 holdings in LAYS and 8,091 in VXUS, totalling 8.1% and 87.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 181 days apart, LAYS as of Dec 31, 2025 and VXUS as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 2 positions we hold weights for in LAYS and 8,091 in VXUS, against full books of 5 and 8,747.
You are not choosing between two funds in isolation.
Whichever of LAYS and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, LAYS or VXUS?
LAYS has an expense ratio of 1.29% while VXUS charges 0.05%. VXUS is the cheaper option, by $124 a year on a $10,000 investment.
Which is riskier, LAYS or VXUS?
LAYS has been the more volatile fund at 115.8% annualized versus 12.9% for VXUS. Worst drawdown: LAYS -47.2% vs VXUS -13.6%.
Should I hold both LAYS and VXUS?
LAYS and VXUS have a monthly-return correlation of 0.22, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, LAYS or VXUS?
LAYS yields 15.43% while VXUS yields 2.51%, so LAYS currently pays the higher dividend yield.
Is VXUS better than LAYS?
VXUS has a lower expense ratio. LAYS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.