LDRI vs VOO
iShares iBonds 1-5 Year TIPS Ladder ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | LDRI | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.10% | 0.03% | |
| AUM | $22M | $979.0B | |
| Dividend Yield | 3.54% | 1.09% | |
| Holdings | 26 | 509 | |
| YTD Return | +2.05% | +13.79% | |
| 1Y Return | +3.00% | +23.01% | |
| 3Y Return (annualized) | - | +21.78% | |
| 5Y Return (annualized) | - | +13.39% | |
| Volatility (annualized) | 1.7% | 14.1% | |
| Max Drawdown | -0.8% | -34.3% | |
| Fund Family | iShares by BlackRock (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Nov 7, 2024 | Sep 7, 2010 |
LDRI vs VOO Performance
iShares iBonds 1-5 Year TIPS Ladder ETF (LDRI) is a ETF from iShares by BlackRock (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year LDRI returned +3.00% while VOO returned +23.01%. Year to date, LDRI is up 2.05% versus a gain of 13.79% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 1.7% for LDRI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.8% for LDRI and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.01. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
LDRI charges 0.10% per year while VOO charges 0.03%. On a $10,000 position that is $10 vs $3 annually, a gap of $7 per year that compounds over a long holding period. On income, LDRI currently yields 3.54% against 1.09% for VOO.
Holdings Overlap
LDRI and VOO share 0 holdings out of 528 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, LDRI or VOO?
LDRI has an expense ratio of 0.10% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, LDRI or VOO?
Over the past year LDRI returned +3.00% vs +23.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), LDRI annualized +4.45% vs +13.57% for VOO. Past performance does not guarantee future results.
Which is riskier, LDRI or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 1.7% for LDRI. Worst drawdown: LDRI -0.8% vs VOO -34.3%.
Should I hold both LDRI and VOO?
LDRI and VOO have a monthly-return correlation of 0.01, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between LDRI and VOO?
LDRI and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 528 unique securities.
Which pays a higher dividend, LDRI or VOO?
LDRI yields 3.54% while VOO yields 1.09%, so LDRI currently pays the higher dividend yield.
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